Bad Credit

Are you having trouble being approved for a new credit card? Are you looking for credit cards for bad credit?

UK Residents: Visit our UK Bad Credit section

Individuals with poor credit often find it difficult to get approved for regular credit cards. If you have a poor credit history, limited credit history, or no credit history at all, rest assured we will help you find the perfect card for your situation. Don't be held back by past credit card struggles. A credit card is not beyond your reach, even if your credit is less than perfect. The following cards may be able to help you build, rebuild or reestablish your credit history if you maintain all balances below your credit limits and make minimum payments on time.

Each featured card in our Bad Credit Credit Card section is a credit card specifically designed by reputable companies for people with bad credit. Try our Fair Credit Credit Cards section if you think your credit is too good for Bad Credit credit cards but not quite good enough for the Good Credit credit cards.

Centennial® Credit Card

  • Monthly reporting to major Consumer Reporting Agencies
  • Yes, you can be considered for a credit card, even if you don't have the best credit
  • Reasonable credit limit can help you spend smarter
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Orchard Bank Classic Cards
For Bad or Fair Credit to Help Rebuild Credit

orchard bank
  • Build or rebuild your credit history
  • Competitive interest rates
  • You're offered the best card for your credit profile
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
7.90%-19.90% $0-$49 $39-$79 Yes Bad or Fair Credit

First PREMIER® Bank Secured Credit Card

first premier secured credit card
  • Reports monthly to the major Consumer Reporting Agencies
  • You establish your credit limit - From $200 minimum up to $5,000!
  • No credit history required to apply for this credit card
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Public Savings Bank Visa Black Card

credit card for bad credit, builds good credit
  • 0% interest on purchases for 6 months
  • No credit or income requirements!
  • Build good credit - Reports to all 3 major credit bureaus
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
11.24% $79.00 $0 Yes Bad Credit OK

Aventium® Classic Credit Card
For People with Bad Credit

aventium classic credit card for damaged credit
  • Bad credit? Apply today!
  • May be able to help build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits
  • Reports monthly to the major Consumer Reporting Agencies
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Orchard Bank® Classic Cards - Visa®

orchard bank visa card for fair credit
  • Start rebuilding your credit with good payment behavior on an Orchard Bank Classic Visa® card
  • Payment history reported monthly to major credit bureaus
  • Email and text message reminders when payments are due
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
7.90%-24.90% $0-$39 $35-$79 Yes Fair Credit OK

Next Millennium Visa® Credit Card

next millennium visa card for bad credit
  • No credit check - Approval Guaranteed!
  • Secured credit limit of up to $5,000!
  • Get cash worldwide at over 740,000 ATMS
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $99.00 $59.00 Yes Bad Credit OK

New Millennium Bank Secured Platinum Visa® or MasterCard® Card

  • Guaranteed Approval
  • Reports to 3 Major Credit Bureaus
  • Up to $5,000 credit limit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.50% $99.95 $59.00 Yes Bad Credit OK

Black Diamond Card by New Millennium Bank

new millenium bank black diamond guaranteed approval bad credit card
  • Reports to Major Credit Bureaus
  • Guaranteed Approval
  • Less Than Perfect Credit OK
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.50% $99.95 $59.00 Yes Bad Credit OK

Next Millennium MasterCard® Credit Card

credit card for bad credit, secured credit card high limit
  • Secured credit limit up to $5,000!
  • No credit checks - Guaranteed approval
  • Use where ever MasterCard® is accepted worldwide
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $99.00 $59.00 Yes Bad Credit OK

Horizon Gold Card
Bad Credit / Subprime Card

horizon gold credit card for bad credit
  • Bad credit accepted
  • Guaranteed approval - No employment check!
  • Reports to major credit bureaus, could help improve your credit score
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a n/a n/a Yes Bad Credit OK

The Prepaid Baby Phat Rushcard

prepaid baby phat rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

AccountNow® Prepaid Visa® with Free Credit Builder

accountnow prepaid visa card
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • No Overdraft Fees – no minimum balance required
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 Yes Bad Credit OK

AccountNow® Prepaid MasterCard® - With Free Credit Builder Services

prepaid debit card, accountnow
  • Reloadable - $10,000 balance limit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Build your credit history with iAdvance® Line of Credit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 Yes Bad Credit OK

Facecard Prepaid MasterCard®

facecard prepaid debit
  • Instant Guaranteed Approval: No Credit Check, No Security Deposit
  • Set up bill pay for FREE so you'll never miss paying another bill
  • Receive Prewards (which are like coupons) loaded directly onto your card
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $5.00 $0 No Bad Credit OK

Facecard Prepaid MasterCard® for College Students

facecard prepaid debit card for students
  • No risk of credit card debt or ruining your credit score
  • Free activation, no annual fees, no monthly fees!
  • Safe and easy way of having funds while studying or traveling
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $0 No Bad Credit OK

Vision Premier® Prepaid Visa® Card

vision prepaid visa
  • Guaranteed Approval*, No Credit Checks!
  • NO overdraft fees or interest charges
  • Low weekly fee is waived with Direct Deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $29.95 $0 No Bad Credit OK

First PREMIER® Bank Classic Credit Card
For People with Bad Credit

first premier bank classic card for damaged credit
  • Your second chance for a credit card is our business
  • Apply for a credit card today - Get a response today
  • Credit card worries? We may have the answer
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Green Dot® Prepaid MasterCard

green dot prepaid card
  • No credit check or bank account required
  • Receive card in 7-10 business days
  • Low setup and maintenance fees!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $4.95 $59.40 No Bad Credit OK

Centennial® Secured Credit Card

first premier centennial secured credit card
  • Your account activity reports monthly to the major Consumer Reporting Agencies
  • No credit history required
  • This is a real credit card - not a prepaid or debit card
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

READYdebit™ Card

READYdebit prepaid card
  • Less Fees Than Any Prepaid Card
  • No Credit Checks
  • No Interest Charges!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $10.00 $60.00 Yes Bad Credit OK

Discover® Student Clear Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

Discover® Student Credit Card

  • No Annual Fee
  • Up to 5% rebate
  • Online Bill Payment
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

Discover® Student Tropical Beach Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

The Prepaid Visa Rushcard

prepaid visa rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

Wired Plastic Prepaid Debit Card

Wired Plastic prepaid card
  • No credit checks, no income requirements, no bank account required
  • No bounced check, NSF, or overdraft fees - EVER!
  • FREE rewards program, rewarding you with 1 point per $1 spent
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $39.95 No Bad Credit OK

New Millennium Bank Secured Gold Visa® or MasterCard®
For People with Poor Credit or a Limited Credit History

secured gold credit card
  • No credit checks
  • Reports to all 3 credit bureaus
  • Special High Yield Interest Rates
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $69.95 $59.00 Yes Bad Credit OK

Pex Card for Businesses

pex visa card for businesses
  • Have more control over employee spending
  • No credit check required
  • No transaction or load fees - simple pricing
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $49.95 n/a No Bad Credit OK

Current by Discover - Debit Card for Teens

prepaid debit card for teens
  • Designed for teens and parents to help build financial responsibility
  • Gives teens freedom while parents maintain spending control
  • Great for daily use and emergencies
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $50.00 No Bad Credit OK

Millennium Advantage Pre-Paid MasterCard®

millennium prepaid card
  • No credit check or income verification required
  • Shop and pay bills online!
  • Use your card at millions of locations and ATMs worldwide
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $99.00 $71.40 No Bad Credit OK

SilverCard Prepaid MasterCard®

silvercard prepaid mastercard
  • No credit checks - Guaranteed 100% approval!
  • Free unlimited transactions
  • No overdraft fees or interest charges
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $47.40 No Bad Credit OK

NetSpend Prepaid Debit Card

netspend prepaid debit card
  • 100% Approval: No credit checks, No interest charges, No overdraft fees, No debt incurred
  • Earn 5% APY on your money with the NetSpend Savings Plan
  • Easy to load: free direct deposit, free Paypal, free bank transfers, and many more options
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 No Bad Credit OK

Platinum Zero™ Secured Visa® Credit Card
0% Interest on Purchases!

platinum zero secured credit card no interest
  • 0% interest on purchases, even if you have bad credit!
  • Reports monthly to the credit bureaus
  • Guaranteed approval, $0 application fee, only $9.95 per month
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
0% $0 $119.40 Yes Bad Credit OK

Card for
Bad Credit

orchard bank visa card for fair credit
Orchard Bank® Classic Visa®

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