Bad Credit

Are you having trouble being approved for a new credit card? Are you looking for credit cards for bad credit?

UK Residents: Visit our UK Bad Credit section

Individuals with poor credit often find it difficult to get approved for regular credit cards. If you have a poor credit history, limited credit history, or no credit history at all, rest assured we will help you find the perfect card for your situation. Even though it generally takes seven years to remove undesirable marks from your credit report, you can get a head start today with one of the credit cards below.

Each featured card in our Bad Credit Credit Card section is a credit card specifically designed by reputable companies for people with bad credit. Try our Fair Credit Credit Cards section if you think your credit is too good for Bad Credit credit cards but not quite good enough for the Good Credit credit cards.

First PREMIER® Bank Credit Card

  • Apply for a Visa® or MasterCard® card with a low fixed APR
  • After 6 months, request a credit limit increase
  • The application process is quick and simple
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Orchard Bank Classic Cards
For Bad or Fair Credit to Help Rebuild Credit

orchard bank
  • Build or rebuild your credit history
  • Competitive interest rates
  • You're offered the best card for your credit profile
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
7.90%-19.90% $0-$49 $39-$79 Yes Bad or Fair Credit

Platinum Zero™ Secured Visa® Credit Card
0% Interest on Purchases!

platinum zero secured credit card no interest
  • 0% interest on purchases, even if you have bad credit!
  • Reports monthly to the credit bureaus
  • Guaranteed approval, $0 application fee, only $9.95 per month
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
0% $0 $119.40 Yes Bad Credit OK

Next Millennium Visa® Credit Card

next millennium visa card for bad credit
  • No credit check - Approval Guaranteed!
  • Secured credit limit of up to $5,000!
  • Get cash worldwide at over 740,000 ATMS
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $99.00 $59.00 Yes Bad Credit OK

New Millennium Bank Secured Platinum Visa® or MasterCard® Card

  • Guaranteed Approval
  • Reports to 3 Major Credit Bureaus
  • Up to $5,000 credit limit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.50% $99.95 $59.00 Yes Bad Credit OK

Black Diamond Card by New Millennium Bank

new millenium bank black diamond guaranteed approval bad credit card
  • Reports to Major Credit Bureaus
  • Guaranteed Approval
  • Less Than Perfect Credit OK
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.50% $99.95 $59.00 Yes Bad Credit OK

Public Savings Bank Visa Black Card

credit card for bad credit, builds good credit
  • 0% interest on purchases for 6 months
  • No credit or income requirements!
  • Build good credit - Reports to all 3 major credit bureaus
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
11.24% $79.00 $0 Yes Bad Credit OK

Next Millennium MasterCard® Credit Card

credit card for bad credit, secured credit card high limit
  • Secured credit limit up to $5,000!
  • No credit checks - Guaranteed approval
  • Use where ever MasterCard® is accepted worldwide
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $99.00 $59.00 Yes Bad Credit OK

Centennial® Gold Credit Card

  • Enjoy a low, fixed APR
  • Reports monthly to the major Consumer Reporting Agencies
  • Take advantage of optional fraud liability protection
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Applied Bank® Secured Visa Credit Card
For People with Limited or Poor Credit

applied bank secured visa
  • Easy application - No Credit Required!
  • Low fixed APR
  • Reports to Credit Bureaus!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
9.99% $0 $50.00 Yes Bad Credit OK

Applied Bank® Secured Visa® Gold Card
For Poor Credit or a Limited Credit History

applied bank secured visa gold card
  • No Credit or Income Requirements
  • Credit Bureau Reporting
  • Low Fixed Rate, Even if You're Late!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
9.99% $0 $50.00 Yes Bad Credit OK

Horizon Gold Card
Bad Credit / Subprime Card

horizon gold credit card for bad credit
  • Bad credit accepted
  • Guaranteed approval - No employment check!
  • Reports to major credit bureaus, could help improve your credit score
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a n/a n/a Yes Bad Credit OK

NetSpend Prepaid Debit Card

netspend prepaid debit card
  • 100% Approval: No credit checks, No interest charges, No overdraft fees, No debt incurred
  • Earn 5% APY on your money with the NetSpend Savings Plan
  • Easy to load: free direct deposit, free Paypal, free bank transfers, and many more options
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 No Bad Credit OK

The Prepaid Baby Phat Rushcard

prepaid baby phat rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

AccountNow® Prepaid Visa® with Free Credit Builder

accountnow prepaid visa card
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • No Overdraft Fees – no minimum balance required
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 Yes Bad Credit OK

AccountNow® Prepaid MasterCard® - With Free Credit Builder Services

prepaid debit card, accountnow
  • Reloadable - $10,000 balance limit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Build your credit history with iAdvance® Line of Credit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 Yes Bad Credit OK

Facecard Prepaid MasterCard®

facecard prepaid debit
  • Instant Guaranteed Approval: No Credit Check, No Security Deposit
  • Set up bill pay for FREE so you'll never miss paying another bill
  • Receive Prewards (which are like coupons) loaded directly onto your card
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $5.00 $0 No Bad Credit OK

Facecard Prepaid MasterCard® for College Students

facecard prepaid debit card for students
  • No risk of credit card debt or ruining your credit score
  • Free activation, no annual fees, no monthly fees!
  • Safe and easy way of having funds while studying or traveling
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $0 No Bad Credit OK

Vision PremierSM Prepaid Visa® Card

vision prepaid visa
  • Guaranteed Approval*, No Credit Checks!
  • NO overdraft fees or interest charges
  • Low weekly fee is waived with Direct Deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $29.95 $0 No Bad Credit OK

Green Dot® Prepaid MasterCard

green dot prepaid card
  • No credit check or bank account required
  • Receive card in 7-10 business days
  • Low setup and maintenance fees!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $4.95 $59.40 No Bad Credit OK

First PREMIER® Bank Gold Credit Card

  • Low fixed APR
  • Convenient account access by phone available 24/7
  • Use your card everywhere MasterCard®/Visa® cards are accepted (subject to available credit)
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Centennial® Credit Card

  • Your account history reports monthly to the major Consumer Reporting Agencies
  • 24-hour account access by phone
  • Apply for a nationally recognized credit card
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

READYdebit™ Card

READYdebit prepaid card
  • Less Fees Than Any Prepaid Card
  • No Credit Checks
  • No Interest Charges!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $10.00 $60.00 Yes Bad Credit OK

Discover® Student Clear Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

Discover® Student Credit Card

  • No Annual Fee
  • Up to 5% rebate
  • Online Bill Payment
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

Discover® Student Tropical Beach Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

The Prepaid Visa Rushcard

prepaid visa rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

Wired Plastic Prepaid Debit Card

Wired Plastic prepaid card
  • Wired Plastic
  • No Credit Checks
  • No Interest Charges!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $39.95 No Bad Credit OK

New Millennium Bank Secured Gold Visa® or MasterCard®
For People with Poor Credit or a Limited Credit History

secured gold credit card
  • No credit checks
  • Reports to all 3 credit bureaus
  • Special High Yield Interest Rates
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $69.95 $59.00 Yes Bad Credit OK

Pex Card for Businesses

pex visa card for businesses
  • Have more control over employee spending
  • No credit check required
  • No transaction or load fees - simple pricing
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $49.95 n/a No Bad Credit OK

Current by Discover - Debit Card for Teens

prepaid debit card for teens
  • Designed for teens and parents to help build financial responsibility
  • Gives teens freedom while parents maintain spending control
  • Great for daily use and emergencies
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $50.00 No Bad Credit OK

Millennium Advantage Pre-Paid MasterCard®

millennium prepaid card
  • No credit check or income verification required
  • Shop and pay bills online!
  • Use your card at millions of locations and ATMs worldwide
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $99.00 $71.40 No Bad Credit OK

SilverCard Prepaid MasterCard®

silvercard prepaid mastercard
  • No credit checks - Guaranteed 100% approval!
  • Free unlimited transactions
  • No overdraft fees or interest charges
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $47.40 No Bad Credit OK

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