Bad Credit Credit Cards, For People with Damaged Credit

Bad Credit

Are you having trouble being approved for a new credit card? Are you looking for credit cards for bad credit?

UK Residents: Visit our UK Bad Credit section

Individuals with poor credit often find it difficult to get approved for regular credit cards. If you have a poor credit history, limited credit history, or no credit history at all, rest assured we will help you find the perfect card for your situation. Even though it generally takes seven years to remove undesirable marks from your credit report, you can get a head start today with one of the credit cards below.

Each featured card in our Bad Credit Credit Card section is a credit card specifically designed by reputable companies for people with bad credit. Try our Fair Credit Credit Cards section if you think your credit is too good for Bad Credit credit cards but not quite good enough for the Good Credit credit cards.

First PREMIER® Bank credit card

  • Low APR on Purchases
  • Reports to credit bureaus
  • Quality customer service
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Next Millennium Visa® Credit Card

next millennium visa card for bad credit
  • No credit check - Approval Guaranteed!
  • Secured credit limit of up to $5,000!
  • Get cash worldwide at over 740,000 ATMS
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $99.00 $59.00 Yes Bad Credit OK

New Millennium Bank Secured Platinum Visa® or MasterCard® Card

  • Guaranteed Approval
  • Reports to 3 Major Credit Bureaus
  • Up to $5,000 credit limit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.50% $99.95 $59.00 Yes Bad Credit OK

Black Diamond Card by New Millennium Bank

new millenium bank black diamond guaranteed approval bad credit card
  • Reports to Major Credit Bureaus
  • Guaranteed Approval
  • Less Than Perfect Credit OK
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.50% $99.95 $59.00 Yes Bad Credit OK

PREMIER Possibilities® credit card

premier possibilities bad credit card
  • For People With Less than Perfect Credit
  • Low APR on Purchases
  • Reports to Major Credit Bureaus
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Next Millennium MasterCard® Credit Card

credit card for bad credit, secured credit card high limit
  • Secured credit limit up to $5,000!
  • No credit checks - Guaranteed approval
  • Use where ever MasterCard® is accepted worldwide
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $99.00 $59.00 Yes Bad Credit OK

Horizon Gold Card
Bad Credit / Subprime Card

horizon gold credit card for bad credit
  • Bad credit accepted
  • Guaranteed approval - No employment check!
  • Reports to major credit bureaus, could help improve your credit score
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a n/a n/a Yes Bad Credit OK

Centennial® Gold credit card

  • Monthly Credit Bureau Reporting
  • Instant Response
  • Low APR on purchases
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

The Prepaid Baby Phat Rushcard

prepaid baby phat rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

AccountNow® Prepaid Visa® with Free Credit Builder

accountnow prepaid visa card
  • 100% Guaranteed Approval!
  • $0 Setup Activation Fee with Direct Deposit
  • Free Credit Builder and Free Online Pay!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 Yes Bad Credit OK

PREMIER Insight® Card credit card

premier insight bad credit card
  • Credit bureau reporting!
  • Low Interest Rate on Purchases
  • Get a response in less than 1 minute!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

AccountNow® Prepaid MasterCard® - With Free Credit Builder Services

prepaid debit card, accountnow
  • Everyone is Approved!
  • No Overdraft Fees, No Bank Account Required, Worldwide ATM Access
  • Free Credit Builder Program - Reports to National Credit Bureau
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $119.40 Yes Bad Credit OK

Facecard Prepaid MasterCard®

facecard prepaid debit
  • Free activation, no annual fees, no monthly fees!
  • Set up bill pay so you'll never miss paying another bill
  • Receive Prewards (which are like coupons) loaded directly onto your card
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $0 No Bad Credit OK

Facecard Prepaid MasterCard® for College Students

facecard prepaid debit card for students
  • No risk of credit card debt or ruining your credit score
  • Free activation, no annual fees, no monthly fees!
  • Safe and easy way of having funds while studying or traveling
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $0 No Bad Credit OK

Vision PremierSM Prepaid Visa® Card

vision prepaid visa
  • Guaranteed Approval*, No Credit Checks!
  • NO overdraft fees or interest charges
  • Low weekly fee is waived with Direct Deposit
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $29.95 $0 No Bad Credit OK

Eufora Prepaid MasterCard

eufora prepaid mastercard debit card
  • Credit Builder
  • Zero Liability
  • Guaranteed Approval
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $59.95 Yes Bad Credit OK

PREMIER Forward® Card credit card

premier forward bad credit card
  • Credit bureau reporting!
  • Low APR on Purchases
  • Get a response in less than 60 seconds!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Green Dot® Prepaid MasterCard

green dot prepaid card
  • No credit check or bank account required
  • Receive card in 7-10 business days
  • Low setup and maintenance fees!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $4.95 $59.40 No Bad Credit OK

First PREMIER® Bank Gold credit card

  • Low APR on Purchases
  • Reports to credit bureaus
  • Instant Response
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Centennial® credit card

  • Low APR on Purchases
  • Monthly Credit Bureau Reporting
  • Choose from Visa or MasterCard
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Pledge® credit card

credit card for bad credit
  • Less than perfect credit is OK
  • Low APR on purchases
  • Receive a response in less than 60 seconds!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

READYdebit™ Card

READYdebit prepaid card
  • Less Fees Than Any Prepaid Card
  • No Credit Checks
  • No Interest Charges!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $10.00 $60.00 Yes Bad Credit OK

PREMIER Soar® credit card

premier soar bad credit card
  • For People With Less than Perfect Credit
  • Low APR on Purchases
  • Reports to Major Credit Bureaus
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
See website See website See website Yes Bad Credit

Discover® Student Clear Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

Discover® Student Credit Card

  • No Annual Fee
  • Up to 5% rebate
  • Online Bill Payment
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

Discover® Student Tropical Beach Student Credit Card

  • No annual fee
  • Up to 5% cashback
  • 0% Intro APR!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.99% $0 $0 Yes Bad Credit OK

The Prepaid Visa Rushcard

prepaid visa rushcard
  • Everyone Approved*
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free Credit Builder!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $19.95 $0 No Bad Credit OK

Wired Plastic Prepaid Debit Card

Wired Plastic prepaid card
  • Wired Plastic
  • No Credit Checks
  • No Interest Charges!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $9.95 $39.95 Yes Bad Credit OK

Vanquis Visa Card
For People Who Want to Strengthen Their Credit Rating

vanquis visa card credit card for bad credit
  • No Annual Fee
  • Bad Credit OK
  • Past CCJ ok
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
39.9% £0 £0 No Bad Credit OK

Provident Visa Card
UK Debit Card for those with bad credit ratings

uk provident visa card debit bad credit uk Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a £0 £0 No Bad Credit OK

Sun Prepaid MasterCard®
UK Debit Card for those with bad credit ratings

uk sun prepaid mastercard bad credit uk residents
  • Bonus with first top-up
  • Bad Credit OK
  • Use at over 25 million locations worldwide!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a £0 £0 No Bad Credit OK

Guaranteed Secured MasterCard® from Capital One Canada

canadian credit cards secured for poor credit
  • Get your credit back on track
  • Roadside service
  • Low annual fee
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.8% $0 $59.00 Yes Bad Credit OK

Low Rate Secured MasterCard® from Capital One Canada

canadian low interest rate credit card for bad credit
  • Bad credit OK
  • Low, long-term interest rate
  • MasterCard PayPass*
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
14.9% $0 $69.00 Yes Bad Credit OK

Capital One Guaranteed Cash Back MasterCard®
For Canadian Residents

capital one guaranteed cash back
  • 2% cash back on all gas and grocery purchases
  • Perfect credit not required!
  • Guaranteed approval
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.8% $0 $79.00 Yes Bad Credit OK

Capital One Guaranteed MasterCard® from Capital One Canada

Up to $250,000 travel accident insurance
  • Strengthen your credit history
  • $0 fraud liability
  • 24/7 customer service online or over the phone
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.8% $0 $59.00 Yes Bad Credit OK

Applied Bank® Secured Visa Credit Card
For People with Limited or Poor Credit

applied bank secured visa
  • Easy application - No Credit Required!
  • Low fixed APR
  • Reports to Credit Bureaus!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
9.99% $0 $50.00 Yes Bad Credit OK

Applied Bank® Secured Visa® Gold Card
For Poor Credit or a Limited Credit History

applied bank secured visa gold card
  • No Credit or Income Requirements
  • Credit Bureau Reporting
  • Low Fixed Rate, Even if You're Late!
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
9.99% $0 $50.00 Yes Bad Credit OK

New Millennium Bank Secured Gold Visa® or MasterCard®
For People with Poor Credit or a Limited Credit History

secured gold credit card
  • No credit checks
  • Reports to all 3 credit bureaus
  • Special High Yield Interest Rates
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
19.5% $69.95 $59.00 Yes Bad Credit OK

Public Savings Bank Visa Black Card

credit card for bad credit, builds good credit
  • 0% interest on purchases for 6 months
  • No credit or income requirements!
  • Build good credit - Reports to all 3 major credit bureaus
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
11.24% $79.00 $0 Yes Bad Credit OK

Pex Card for Businesses

pex visa card for businesses
  • Have more control over employee spending
  • No credit check required
  • No transaction or load fees - simple pricing
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $49.95 n/a No Bad Credit OK

Current by Discover - Debit Card for Teens

prepaid debit card for teens
  • Designed for teens and parents to help build financial responsibility
  • Gives teens freedom while parents maintain spending control
  • Great for daily use and emergencies
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $0 $50.00 No Bad Credit OK

Millennium Advantage Pre-Paid MasterCard®

millennium prepaid card
  • No credit check or income verification required
  • Shop and pay bills online!
  • Use your card at millions of locations and ATMs worldwide
  • More Info
Apply Now
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
n/a $99.00 $71.40 No Bad Credit OK
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