New Millennium Bank Secured Platinum Visa® or MasterCard® Card
 |
Tell a Friend |
|
| Ongoing APR | Setup Fee | Annual Fee | Credit Bureau Reporting | Credit Required |
|---|---|---|---|---|
| 19.50% | $99.95 | $59.00 | Yes | Bad Credit OK |
Creditnet's Review
New Millennium Bank offers a guaranteed credit approval for you, without a credit check! Receive a credit limit up to $10,000** (with both cards) in secured credit! You'll also receive cardholder rewards, see rewards below. NMB offers the following benefits with their Platinum card:
- Approval Guaranteed, regardless of income or credit history and status
- Complimentary online account management and payments
- No Credit Checks!
- Reports to three major credit bureaus: Equifax, TransUnion, and Experian
Additional benefits include the following:
- Emergency cash transfers
- Free accident insurance of $150,000!
- Free auto rental insurance
- Free extended warranty protection
After receiving your processing fee, New Millenium Bank will send you instructions via email on how to redeem a Free Companion Airfare, which you can use to travel with a travel companion to most major US cities when purchased with one adult round trip airfare!
Along with a Free Companion Airfare, you will also be enrolled in The World's Best Travel Club.com where you can receive discounts on all your travel needs. For example, your first condo booking through The World's Best Travel Club.com will earn you a cash rebate of $69.00**!
Your credit line will be equal to and secured by your New Millennium Bank Savings account (Minimum deposit $300, Maximum deposit $5,000 per card)*
The New Millenium Bank Platinum Card provides a great way for consumers to improve their credit while enjoying platinum rewards at the same time.
* Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | n/a | ||
| Intro Period: | n/a | ||
| Ongoing APR: | 19.50% | ||
| Default APR: | 19.50% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR†: | n/a | Intro APR†: | n/a | Intro Period: | n/a | Intro Period: | n/a |
| Ongoing APR: | n/a | Ongoing APR: | 19.50% |
| Default APR: | n/a | Default APR: | 19.50% |
| Transfer Fee: | n/a | Advance Fee: | 2% |
| Min. Transfer Fee: | n/a | Min. Advance Fee: | $1.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | $20.00 |
| †Must initiate transfer: | n/a | ||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Currency Conversion: | n/a | Min Credit Line: | $300.00 | Late Payment: | $20 |
| Min. Finance Charge: | $0.50 | Max Credit Line | $5000.00 | Over the Limit | $20 |
| Returned Payment | n/a | ||||
