Capital One® No Hassle Points^SM Rewards Credit Card
For People with Average Credit

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Ongoing APR	Setup Fee	Annual Fee	Credit Bureau Reporting	Credit Required
16.65%	$0	$29.00	Yes	Fair Credit OK

Creditnet's Review

Capital One No Hassle Points℠ Rewards Credit Card:

• Earn 5 points per dollar spent at gas stations, major grocery and drug stores
• 1 point for every dollar spent on other purchases*
• Points won't expire for the life of your account and there's no limit to the number of points you can earn
• 0% APR on purchases until December 2008. After that, variable APR, currently 16.65%
• $29 annual fee

* Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates

Intro APR:	0%
Intro Period:	Until Dec 2008
Ongoing APR:	16.65%
Default APR:	24.90%

Balance Transfer and Cash Advance Rates

Balance Transfers		Cash Advances
Intro APR†:	n/a	Intro APR†:	n/a
Intro Period:	n/a	Intro Period:	n/a
Ongoing APR:	16.65%	Ongoing APR:	22.65%
Default APR:	n/a	Default APR:	24.90%
Transfer Fee:	0%	Advance Fee:	3%
Min. Transfer Fee:	n/a	Min. Advance Fee:	n/a
Max. Transfer Fee:	n/a	Max. Advance Fee:	n/a
†Must initiate transfer:	n/a

Credit Card Transaction Fees

Balance Tranfer Fees		Cash Advance Fees
Fee Rate:	0%	Fee Rate:	3%
Min Fee:	n/a	Min Fee:	n/a
Max Fee:	n/a	Max Fee:	n/a

Miscellaneous

Other Rates		Credit Line		Penalty Fees
Currency Conversion:	0%	Min Credit Line:	$0.00	Late Payment:	$15-$39
Min. Finance Charge:	$0.00	Max Credit Line	$3000.00	Over the Limit	$19-$39
				Returned Payment	0.00