| Intro APR | Intro Period | Intro Applied To | Ongoing APR | Annual Fee | Rewards |
| 1.99% | 6 mo. | Purchases Balance Transfers |
13.24% variable | $0 | Yes |
| Apply Now | |||||
Creditnet's Summary:
Get the card that works as hard as you do! Only through the combined strength of millions of union members are we able to offer benefits that no other card can equal. Apply now and take advantage of the low 1.99% introductory APR on purchases and 6.99% on balance transfers and start earning rewards today. Redeem your rewards for gift cards, travel, and cash!The Union Plus® MasterCard® Works as Hard as You do!
- FREE Rewards Program designed for hard-working union members.
- Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
- Earn 1 Point for every dollar spent anywhere
- Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
- NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
- 1.99% introductory APR on new purchases*.
- 6.99% introductory APR on balance transfers*.
- All Calls answered in the United States .
- No annual fee and no liability for unauthorized use.
- Loans tailor fit for your financial needs: As a cardmember, you're able to make use of The Union Plus Loan Program, offering lower payments by way of longer payment terms. Along with these longer payment terms come low competitive rates to help you save on interest charges. Setup an automatic payment program for your loan payments and you'll receive an Annual Percentage Rate discount, making your monthly loan payments even lower!
- Free Credit Report: Along with a complimentary copy of your credit report, you'll get a 30-day trial membership in CreditCheck® Monitoring Service.
- Affordable education: The Union Plus Scholarship Education Foundation is a great foundation that annually presents awards to union members or members of their families who want to begin or continue their education.
- Free Legal Services for Labor: Union Members get a free 30-minute consultation as well as 30% off subsequent legal services. Se Habla Espanol.
- Credit Education: HSBC believes in educating their cardmembers on how to obtain and manage credit. All you need to manage your credit is right here.
- Click, shop & save!: Exclusively for Union Plus® cardmembers are special offers and great discounts.
- CreditCheck® Monitoring Servic: With identity theft and fraud so prevalent in today's society, a complimentary 30-day trial of CreditCheck® Monitoring Services will alert you if anything is awry.
- NO ANNUAL FEE: That's right, no annual fee... ever!
- COMPETITIVE INTEREST RATES: The Union Plus Credit Card offers competitive interest rates on purchases and Balance Transfers. Please note: if you received an invitation to apply by mail or email, you can find the Terms and Conditions in that invitation.
- BALANCE TRANSFERS: Transfer your balance from high interest cards to the Union Plus® MasterCard® immediately upon approval. Start saving yourself interest charges right away.
- SKIP PAYMENT PRIVILEGES: Union Plus® knows emergencies happen. That's why they offer you the privilege of skipping up to two payments a year without any penalty or damage to your credit rating!
- STRIKE PAYMENT PROTECTION: You are able to skip payments for up to 3 consecutive months in the event of a union-sanctioned strike or lockout for 30 days or more. The Union Plus Credit Card is the only credit card that offers you Strike Payment Protection.
- LOSS PROTECTION: All unauthorized charges are taken care of by The Union Plus Credit Card, you are not held liable for any unauthorized charges!
- 100% FRAUD PROTECTION: HSBC takes fraud very seriously, so if your account shows unusual activity of any kind, they'll notify you immediately in an effort to protect you against fraud.
- 24-HOUR CUSTOMER CARE: If you have questions regarding your account, you may not have a chance to contact HSBC during regular work hours. That's why they have setup 24-hour customer care, so you can contact them no matter what time of day.
- UNION MEMBER ADVOCACY: Created by Union Privilege, this program helps you resolve disputes and handle concerns regarding any of the Union Privilege programs.
*Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete card information.
