Pulaski Bank Credit Card - Good to Excellent Credit Required

Pulaski Bank VISA® Card

pulaski bank low rate credit card
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Balance Transfers 6 mo. $35.00 No

Creditnet's Review

The Pulaski Bank Credit Card is a great card if you are looking for a card with a low fixed rate. This card offers an introductory rate of 0% on balance transfers for 6 months, then defaults to a low 7.99% fixed rate!

To be approved for this card, you must have Excellent Credit and show proof of income (pay stub or tax return will suffice). This card does have an annual fee ($35 for standard, $50 for gold), but the money you save in interest charges can more than offset the annual fee and make this card worthwhile for you. There are no balance transfer or cash advance fees, and Pulaski Bank is still offering an outstanding 25-day grace period.

Don't let another day pass without taking advantage of the low rates of the Pulaski Bank Credit Card! Apply today using a secure, online application.

  • Pulaski Bank offers MasterCard Gold, Regular MasterCard, and Visa Classic cards.
  • Purchase rate is a fixed 7.99% annual percentage rate (apr).
  • Intro balance transfer rate of 0% (apr) for 6 billing periods, ongoing is 7.99%.
  • Cash rate is 7.99% apr.
  • No cash advance or balance transfer fees.
  • 25 day grace period.
  • $29 late and/or over limit fee.
  • Minimum payment is 2% of outstanding balance, ($10 minimum) plus any amount past due or over limit.
  • Minimum finance charge of $1.00.

* Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

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Purchase Rates
Intro APR: n/a
Intro Period: n/a
Ongoing APR: 6.50%
Default APR: 22.00%
Balance Transfer and Cash Advance Rates
Balance Transfers Cash Advances
Intro APR†: 0% Intro APR†: n/a
Intro Period: 6 mo. Intro Period: n/a
Ongoing APR: 18.00% Ongoing APR: 6.50%
Default APR: 22.00% Default APR: 22.00%
Transfer Fee: 0% Advance Fee: 0%
Min. Transfer Fee: $0.00 Min. Advance Fee: $0.00
Max. Transfer Fee: $0.00 Max. Advance Fee: n/a
†Must initiate transfer: Within 3 mo.
of opening acct
Miscellaneous
Other Rates Credit Line Penalty Fees
Currency Conversion: 2% Min Credit Line: n/a Late Payment: $15-$35
Min. Finance Charge: $1.00 Max Credit Line n/a Over the Limit $35
Returned Payment $0.00
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