What's an intro APR?
An introductory APR rate is a rate given by credit card issuers to new customers for a specified period. This rate is low or often 0% and applies to any combination of purchases, balance transfers, and cash advances, as detailed by the issuer. A credit card with a 0% APR is often referred to as a 'no interest credit card'.

Introductory rates often have stipulations, and you should always read the Fees, Terms & Conditions provided by the issuer before taking full advantage of the introductory rates. The issuer may review your application and credit history to determine the length of time the introductory rates will apply to you.

An introductory rate on balance transfers helps consumers save money by allowing them to transfer balances from high interest credit cards to the card with the introductory rate. Some issuers only offer this rate if you transfer your balance at the time of your application. Often, introductory rates are only valid as long as you pay at least the minimum payment on time.

Introductory rates on purchases are applied to any purchases you charge to that card. If the introductory rate is 0%, you do not need to make any minimum payments for as long as the rate is valid. If the introductory rate is more than 0%, then you may need to make at least minimum payments on the card to keep the rate for the specified period...
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If you have good credit, you'll want to check
out these offers.

Credit card companies generally offer their best deals and incentives to consumers who have good standing credit histories. Consumers with good credit can expect to get a low interest rate credit card with perks such as a 0% introductory offer and cash back or rewards points on your purchases. We've selected the cards we feel offer the best value in terms of APR and cash back/bonus point plans. For more information about any of our good credit credit card, select one from the list below.   (U.S. residents only)

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