Midland Funding has been contacting me now for about 6 months to pay an outstanding debt. They call about once a month. The past 3 months I have...
Welcome to the Credit Talk Forum on Creditnet.com
Creditnet.com is dedicated to helping consumers build, maintain, or repair their credit.
The Credit Talk Forum is one the of the longest-running consumer credit forums on the Internet. The mission of our forum has always been to provide a safe environment for consumers to ask for help and advice in understanding and improving their credit. From bad credit to no credit at all, consumers of all scores are welcome and encouraged to join the discussion to ask, answer or simply read along.
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With the right advice and a good attitude, consumers with heavy loads of bad debt or a poor credit scores (or both) can work at improving their score with the help of Credit Talk's dedicated forum members. At Credit Talk, the conversation is always on topic, and the wealth of knowledge impressive given that these are everyday users with the same objective in mind: building credit.
At Creditnet, we're of the opinion that consumers can improve bad credit scores from the ground up without the help of costly credit repair services. Frankly, there's nothing a credit repair service can do that you can't do yourself at a fraction of the cost! Get free credit repair help from friendly and helpful users just like you, courtesy of the Credit Talk Discussion Forum.
No matter your score, don't hesitate to ask the tough questions - or give the good answers - in on one of the Internet's oldest and most helpful discussion forums related to credit and personal finance.
My federal student loans have been in default and in collections for a few years now. I have completely ignored the issue and have never spoken to...