Discover More® Clear

discover more clear cash back card
Intro APR Intro Applied To Intro Period Annual Fee Rewards
0% Purchases 6 mo. $0 Yes
Balance Transfers

Creditnet's Review

If you have good credit and want a highly rewarding cash back card, read on about the Discover® More(SM) Card - Clear.

This card is one of the few cards still offering up to 5% in cash back rebates in common spending categories, such as restaurants, travel, gas, movies, and more. Any other purchases that don't fall into those categories will still earn you 1%, with the exception of warehouse and discount stores, which will earn you .25%. Discover uses a tiered rebate system that works like this: spend up to $1,500 annually on general purchases and you'll receive a .25% rebate; receive a .5% rebate if your annual purchases reach between $1,500 and $3,000. After you've spent $3,000 in the year, you'll earn a 1% rebate.* Of course, this only applies to general purchases since purchases in special categories (as listed above) will earn a full 5%!

Your bonuses can even be stretched further if you choose to redeem them for gift certificates from participating Discover® Card Partners since you can redeem the rebates for double the value! Discover places no limits on what you can earn in rebates each year and your rebates will not expire as long as you use your card at least once in a 36-month period.

Not only will you earn rebates with this card, but you'll also save money. The Discover® More(SM) Card - Clear charges no annual fee and no interest on purchases and balance transfers for 12 months! And after the introductory period ends, the standard APR interest rate is still reasonable.

Since this is a platinum-level card, you'll have access to platinum benefits such as travel accident insurance, auto rental insurance, and fraud protection services.

Apply today!

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

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Purchase Rates
Intro APR: 0%
Intro Period: 6 mo.
Ongoing APR: 11.99% - 18.99%
Default APR: 29.99%
Balance Transfer and Cash Advance Rates
Balance Transfers Cash Advances
Intro APR†: 0% Intro APR†: n/a
Intro Period: 6 mo. Intro Period: n/a
Ongoing APR: 11.99% - 18.99% Ongoing APR: 23.99%
Default APR: 29.99% Default APR: 29.99%
Transfer Fee: 3% Advance Fee: 3%
Min. Transfer Fee: $0.00 Min. Advance Fee: $5.00
Max. Transfer Fee: n/a Max. Advance Fee: n/a
†Must initiate transfer: Within 2 mo.
of opening acct
Miscellaneous
Other Rates Credit Line Penalty Fees
Currency Conversion: 2% Min Credit Line: n/a Late Payment: $19-$39
Min. Finance Charge: $0.50 Max Credit Line n/a Over the Limit $15-$39
Returned Payment $0.00

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