Citi® Diamond Preferred® Rewards Credit Card

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Intro APR	Intro Period	Intro Applied To	Annual Fee	Rewards
n/a	Up to 12 mo.	Balance Transfers	$0	Yes

Creditnet's Review

Easy to earn points and easy to redeem points with the NO annual fee Citi® Diamond Preferred® Card.

With the Citi® Diamond Preferred® Card, you earn 5 points for every $1 spent at grocery stores, drugstores, and gas stations for the first 12 months of membership. Thereafter, you still earn a great 1 point per $1 spent.

Points earned on the Citi® Diamond Preferred® Card can be redeemed at great merchants such as Home Depot, Starbucks, Toys 'R Us, Bed Bath & Beyond, and more! Redeem your Citi® Diamond Preferred® Card points for travel, sports events, entertainment, and more. Balance transfer fee applies with this offer. See Fees, Terms & Conditions for details.

* Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates

Intro APR:	n/a
Intro Period:	Up to 12 mo.
Ongoing APR:	As low as 10.49%
Default APR:	28.99%

Balance Transfer and Cash Advance Rates

Balance Transfers		Cash Advances
Intro APR†:	0%	Intro APR†:	n/a
Intro Period:	Up to 12 mo.	Intro Period:	n/a
Ongoing APR:	As low as 10.49%	Ongoing APR:	19.99%
Default APR:	n/a	Default APR:	28.99%
Transfer Fee:	3%	Advance Fee:	3%
Min. Transfer Fee:	n/a	Min. Advance Fee:	n/a
Max. Transfer Fee:	n/a	Max. Advance Fee:	n/a
†Must initiate transfer:	Within up to 12 mo. of opening acct

Credit Card Transaction Fees

Balance Tranfer Fees		Cash Advance Fees
Fee Rate:	3%	Fee Rate:	3%
Min Fee:	n/a	Min Fee:	n/a
Max Fee:	n/a	Max Fee:	n/a

Miscellaneous

Other Rates		Credit Line		Penalty Fees
Currency Conversion:	3%	Min Credit Line:	n/a	Late Payment:	$15-$39
Min. Finance Charge:	$0.00	Max Credit Line	n/a	Over the Limit	$39
				Returned Payment	n/a