Discover® Student Tropical Beach Student Credit Card
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| Ongoing APR | Setup Fee | Annual Fee | Credit Bureau Reporting | Credit Required |
|---|---|---|---|---|
| 14.99% | $0 | $0 | Yes | Bad Credit OK |
Creditnet's Review
Remind yourself on a daily basis why you're a hard-working student... so one day you can live on a tropical beach!
In order to have a solid financial foundation, you have to start building your credit history, and what better time to do it than now, as a student. And what better card to do it with than with the Discover® Student Tropical Beach Card.
You'll enjoy a 0% Introductory APR* and no annual fee with the Discover® Student Tropical Beach Card. In addition, you can take advantage of the many other services included with this card, such as 24-hour Cardmember service, online account access and bill payment, 100% fraud protection, and more.
Discover® Student Tropical Beach Card also features America's #1 Credit Card Rewards program, giving you 5% Cashback Bonus on purchases you make throughout the year at places like bookstores, restaurants, home improvement stores, gas stations, and more. On all other purchases, you'll still receive up to 1% Cashback Bonus.
Points earned on the Discover® Student Tropical Beach Card never expire as long as you keep using your card. You'll even have the opportunity to DOUBLE your points when you redeem for gift cards or gift certificates from many of our 40 name-brand partners (redeem $20 for a $40 gift card!).
Overalll, the Discover® Student Tropical Beach Card is a great way for students to start building their credit while participating in a great rewards program at the same time. Apply today and start enjoying your road to excellent credit!
* Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | 0% | ||
| Intro Period: | 6 mo. | ||
| Ongoing APR: | 14.99% | ||
| Default APR: | Up to 29.99% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR†: | n/a | Intro APR†: | n/a | Intro Period: | n/a | Intro Period: | n/a |
| Ongoing APR: | n/a | Ongoing APR: | 23.99% |
| Default APR: | n/a | Default APR: | 29.99% |
| Transfer Fee: | n/a | Advance Fee: | 3% |
| Min. Transfer Fee: | n/a | Min. Advance Fee: | $5.00 |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| †Must initiate transfer: | n/a | ||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Currency Conversion: | 2% | Min Credit Line: | n/a | Late Payment: | $19-$39 |
| Min. Finance Charge: | $0.50 | Max Credit Line | n/a | Over the Limit | $15-$39 |
| Returned Payment | n/a | ||||
