Vanquis Visa Card
For People Who Want to Strengthen Their Credit Rating

vanquis visa card credit card for bad credit
Ongoing APR Setup Fee Annual Fee Credit Bureau Reporting Credit Required
39.9% £0 £0 No Bad Credit OK

Creditnet's Review

The Vanquis Visa Card is available to UK residents who have had credit problems in the past and even CCJs (now cleared). This no annual fee UK bad credit credit card has helped over 300,000 UK residents repair their bad credit. Each application is considered by Vanquis on its own merits, so even if you've had credit problems or if you've been turned down by other credit cards, Vanquis encourages you to apply and find out in 1 minute if you've been approved. For people with bad credit, a credit card may seem out of reach or impossible to be approved for. The Vanquis Visa Card is designed specifically to help people in your similar situation build a better credit rating. You've got nothing to lose by applying for the Vanquis Visa Card. Apply today.

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Apply Now
Purchase Rates
Intro APR: n/a
Intro Period: n/a
Ongoing APR: 39.9%
Penalty APR: 39.90%
Balance Transfer and Cash Advance Rates
Balance Transfers Cash Advances
Intro APR✝ : n/a Intro APR✝ : n/a
Intro Period: n/a Intro Period: n/a
Ongoing APR: 39.9% Ongoing APR: 54.47%
Penalty APR: 39.90% Penalty APR: 54.47%
Transfer Fee: n/a Advance Fee: 3%
Min. Transfer Fee: n/a Min. Advance Fee: n/a
Max. Transfer Fee: n/a Max. Advance Fee: n/a
✝ Must initiate transfer: n/a
Miscellaneous
Other Rates Credit Line Penalty Fees
Currency Conversion: 2.75% Min: n/a Late Payment: £12
Min. Finance Charge: £1.00 Max: n/a Over the Credit Limit: £12
Returned Payment £0.00

Credit Card
Search Tool


Use our FULL search tool or do a quick search below to find your ideal card.


Try our Advanced Search!

Weekly Tips
& Tools

How to Begin Improving Your Bad Credit


The first step in any credit improvement process should begin by pulling your credit reports. Why? Because it's important to understand exactly where you stand before...

Read More

Featured
Articles

Common Credit Card Fees


All credit cards have fees. In fact, the key to becoming a savvy credit card user lies in understanding what they are and how to avoid them. So,...

Read More