Do-it-Yourself Strategies
- Common Mistakes
- Organizing Yourself
- Consulting an Expert
- Getting a Credit Card
- Ordering Your Credit Reports
- Analyzing Your Credit Report
- Drafting Your Dispute Letter
- Sending Your Dispute Letter
- Getting a Response
- Seeing Results
- About the 100-Word Statement
Understanding Debt Settlement
- Can a Debt be Removed Without Paying?
- Separating Fact from Fiction
- Types of Debts to Settle
- Seizing Control: Gaining the Upper-Hand
- The Catch-22 Advantage
- What is Experian's phone number?
- What is Equifax's phone number?
- What is TransUnion's phone number?
- Is it legal to remove items from your credit report?
- How long do credit bureaus have to respond?
- How do you go about obtaining new credit?
- Does the 7-year limit start over after paying a debt?
- Do joint credit cards help build good credit?
- Who can report information about my credit history?
- Should I get a written confirmation when settling debts?
- What if one bureau removes an item but others do not?
- What can I do if a credit bureau won't fix a mistake?
- Can I create a new credit file with another SS#?
- Can I file bankruptcy after missing payments?
- Should I file bankruptcy without a lawyer?
- Are there criminal charges for not paying debts?
- What if I dispute a debt but they still come after me?
- What if I dispute a debt and they ruin my credit?
- Am I responsible for my (ex)spouse's debts?
- Can a collector force me to pay?
- Will I be notified before a debt is reported?
- Can I get collectors to stop calling me?
- Can I settle with the original creditor?
- What if a creditor refuses to delete an item?
- Who is Consumer Credit Counseling Service?
