- Newbie intro after Required Reading
- What Are the Ratios
- "Credit Reporting Agency ? "
- Crapital One finally reporting CLs
- Determining the collection agency
- Medical Debt TL
- Help on 2 New Negative Items Please
- Credit Reporting
- Experian Blocked Out My Phone Number
- PG UPdate
- Credit Repair Help Request
- settle vs. pay in full
- Legal garnishment - Too much Garnished
- Student loans..32 of them
- question on validation of contract.
- concerning validation:
- Inquiry Question
- Annual report request denied!?
- Misspelled name on notice
- Who can do Soft Pulls on Credit Report
- summons part II
- How do 'undated' items affect FICO score?
- Credit Reports
- Lease to own help
- "Help With A Collection"
- Balance transfer question
- debt collection on Short-sale property
- Why does my lender say they see a different report?
- HSBC....ughhhh
- Victory Tastes Good.
- Revolution card
- Is this a validation?
- Credit card negotiation
- True Credit
- Dispute all at the same time?
- Could it be because I was looking?
- newbie question - 2 DEROGATORY accounts
- Ever read the Debt Collector Boards?
- Three questions about signatures
- "Need Credit Help"
- Mortgage experts: Low Score Lenders?
- Which Secured Card should I apply for?
- Consolidation w/Very Low Credit Scores
- Refund of a Charge by WaMu
- last hope
- Need a Little Help
- I defaulted, why is my credit score so high?
- Sallie Mae Problems
- Total Newbie question
- SOL help regarding cap one suit
- drop off date on CR
- Unifraud 1st set of interrogatories
- Inexperienced with credit and have a few questions
- True Credit
- Credit Reporting
- Another Van Ru Cease and Desist - will they never learn?
- reporting debt for loan application
- Kroll
- Ever see this?
- IRS form 12277
- ID theft & Collection Agencies - Question
- Where to order Credit reports
- New Car Question
- CA responded with this letter, what's next
- Summons with no case number
- Old "Closed" Accounts
- medical collection financial aid
- Do I have a violation here?
- A couple of questions
- Can't Pay Medical Bill. Help
- Puzzled On Next Step - Please Help
- When will it go away?
- medical collection
- Family member headed to court in two days :-(
- Basic Bank A/cs & Prepaid Debit Cards
- Old Student Loan
- removing TL older than 7 yrs
- CA collecting a paid account
- what can i expect with a judgement ??
- Sears Account "Watch out"
- High vs. current balances
- Hsbc
- Private Student Loans
- Authorized users/Piggy Back on Credit questions
- CA violation?
- Experian inquiries - how to remove???
- Experian: Meaning of "Key Derogatory"??? (and more)
- MyFico / Transunion error, please read
- About to wave the white flag
- answering summons propers
- 7 year dropoff question
- JA Cambece, "law firm", is coming after us!
- myFICO Discounts at Creditnet.com
- Can you do another ID here or post anon?
- Amazing what affects your score
- Another question, dispute letter to CRA's
- School Loan Experts: loans and tax refunds
- “Good News For A Change”
- How can they still report it??
- Studen Loans 'Rehabilitated' but negative credit marks remain
- An ex is screwing our credit...
- What first?
- What goes around...
- Legal Validation Time Frame ?!
- Need Opinions on best actions to increase credit score
- Difference in pulled scores
- No Mortgage bad for Credit Rating?
- Repairing my credit..please help!!1
- What determines Residency? (Active Duty Military)
- Grounds for lawsuit?
- More advice - 3 CA's reporting, No OC's Reporting..
- Advice? Best to pay a CA before they report.. given the option?
- Validation Packet vs Validation Letter?
- What can I do?
- Attorney did not add some debts to Chapter 7 BK
- old user back looking for answers on clearing old date.
- Dispute letter
- Dispute Vs. Validation
- Didn't recieve validation, now what?
- 1099-C Cancellation of Debt 5K?
- wanting to rebuild bad credit, CO's, etc...
- Solution for Mortgage Crisis
- How to find
- Validation - talk about fast response!
- credit report questions
- A bit disappointed, I'll get over it
- oh no here i go again - help :( :(
- Garnishment on an 8 year old judgement!
- Best place to view all 3 CR's?
- Citi Communication
- Need opinion/advice
- Transunion is letting Arrow collections look at my Credit Report
- Old student loans are haunting me.
- "Need Help"
- Here we go again. Murphy's Law will get you every time...
- Missing a Dr.'s appt is screwing me up!!!!
- MCM again! Dang it!!!
- Collection Bureau Merging.
- I hope there is hope!!
- Credit/Debt Consolidation
- Exactly What Is Bumpage?
- new to the board
- Actual Introduction - Help/Advice with my Plans
- Credit Report Terminology Questions
- New User - Saying Hi/First Premier& Arrow Finance
- Does supreme court follow federal laws?
- Need mortgage, still have negatives:-(
- Need help and advice
- Please Help
- Few Potentially negative items questions
- What's the best way to contact CEO of CC Company
- Will moving to Ohio bring back old med bills removed from CR?!?
- Validation 100% Failure
- Pending transactions...........
- Interesting reading
- Most accurate and reliable place to get a FICO
- DAG Financial Trust
- disputing CRAs
- CA Won't Pick Up Dispute Letter
- Can a CA keep an account on your credit?
- Received "1st set of interrogatories...need help
- good credit card reviews?
- Multiple Disputes with CRA's
- Pull Credit Reports
- Need advice for NCO-Medclr collection account
- Collection Account from Arrow
- Federal Tax Lien
- Need info on credit bureau
- Findings of Fact and Conclusions of Law
- Nco
- co-borrower filing bankruptcy
- W9 and inheritence with tax lien
- Mortgage closing
- Collection - Utility -Cal. Serv. Bureau - question
- Wrong name on account
- Is this validation
- Repo, almost 6 years
- Cases Ed Combs is looking for
- Please, advice needed about dental bill, long I apologize
- What does "Pay Status" legally mean on a credit report tradeline?
- Ic
- Inquiries
- 1099C Question
- I have 2 OCs on violations after going thru the dispute process. What do I do now?
- Credit monitoring question?
- Secured CC Help
- Will "Pay for Deletion" work?
- Is this illegal reaging?
- I have 2 CA on violations after going thru the dispute process. YEA! What do I do now
- CA's response to CRA verification request was via different account number. Violation
- CRA did not verify requested items...should I sue them?
- Very interesting
- Dell Financial Services Hard Inquiry / Refuses to Remove
- Continued Hard Pulls after SOL Expired
- Pondering old medical collections
- reinstating old collection acc
- Advice Please/Motion Hearing
- New here.....need help with Midland
- CA responded. What now ?
- A little nervous, should we refi?
- can a ca pull credit report??
- PP strategies
- Check on refi rate
- How long until a new cc shows up on CR?
- Unsecured CC for "Bad Credit"
- am being contacted by CA, need advice
- Bad Credit cards?
- Does American Express every take you back?
- Filing for Discovery
- Unauthorized inquiry?
- Capital One Platinum Card Denial! - Very Frustrated! HELP!!!
- Need help pls
- My Story... Need Help
- Collections and Credit Risk
- When writing a validation letter to a creditor
- Suggestions Please
- Trauner, Cohen & Thomas harassment
- Credit Card With My Employer
- Pay Coll. Ag. or original creditor?
- Challenge charge-off
- What happens next?
- Past SOL and C&D Letters
- Collection Agency Harrassment
- Not on Transunion...........
- To reply or not reply
- Advise on charge offs/repairing bad credit
- Fraud and card account closure. How does it affect score?
- Cavalry trying to collect old cc debt
- Refusal to Remove Hard Inquiry
- Dispute experian
- PLEASE ANYONE HELP!!!!!!!!!!!! Stirulation For Entry of Judgment
- Please Help! How do I clear medical item from my CRA that's already paid?
- Need advice for filing Bankrupty
- SOL question - CA attorney need reply.
- credit/debit card
- removing old addresses... POINT???
- Please Help Enigma!!!!
- Pay CA or medical office for collections?
- experts opinion needed on capital one
- Charge off dates- How do you find out when?
- How to serve someone? service to a p.o. box??
- clarification on 7 year reporting rule
- Put lien on bank account??
- Please Help!
- Full acct.# needed for DV letter?
- credit reports before,during,after BK7
- Award issued, now what?
- Question about options collection agency is giving me
- Using credit is tough!
- IRS Old taxes