- Learn how to fix credit
- Omg! I need help!
- 7 years out of BK
- Best credit monitoring service?
- Experian and LVNV Funding, I just don't understand
- Remove late payment from CR
- Credit Repair Service - Should I use them????
- 100 points in 6 months - can it be done?
- help!!! I'm stuck what to do next?
- Help with Another Newbie - Never used this Site
- It's Not Impossible
- Getting a car loan - person to person - any ideas
- Examples of what affected credit and how
- Anyone have time for 2 questions from a Newbie?
- Can deletions be used to aid in other deletions?
- negotiating settlement agreements - HELP!
- Newbie past the 7 year line?
- collectman posting on wrong forum
- Collection Question
- Free Tu Myfico.com
- 10 year old collection attempt?
- I have SUCH faith in the CRA's!!
- CA calling friends and neighbors, multiple times!
- statue of limitations nj
- Debt consolidation company question
- Is this a violation
- If CA admits they had the wrong mailing info are they required to remove
- Newbie with a MESS
- please help?
- Applying for new credit
- Fight or let sleeping dogs lie
- Inquiry dispute questions
- Is this a good way to improve credit?
- DOLA or DOFD
- 120 days for CA to update CRA??!!!
- AU question
- Should I dispute a judgment with CRAs?
- My updates!
- Hard Money Loan Lenders??
- "We are closing our file"???
- Good advice on TL's found here?
- ? About Deleted TL
- Credit Repair
- original creditor - debt validation is BS! Sounds like we have no rights!
- FTC vs. Debt Set, et al
- Questions - Judgments / DOLA
- when ca's call cell phone
- CA reporting twice...
- Please help me with Credit Clean Up!!!!!!!
- Bellsouth
- Friends new cell phone gets calls constantly
- Question for Collectman
- Question Regarding Goodwill Letters
- Can someone help me remove last negative.Please
- Which Court?
- Internet UK loan??
- TERI loan
- What CRA is pulled for credit?
- Nutcase Letter for Paid OC
- Validation Endgame
- Prosper.com????
- Account number change
- Can I use this to my advantage?
- Verizon Wireless Charge Off on non-existent account
- Odd question about statute of limitations on a purchase
- Magistrate judge approved my case today
- How to handle medical bill collection.
- Credit card dispute mishandled - do I have to pay it back?
- SC Abatement?? What does that mean
- Prepaid gift card question
- Chap 7 old debts question
- Need help before dispute.
- Who has experience with ASG? (Account Services Group)
- Caselaw on Validation of a debt
- Equifax and experian failed to prove the debt, now what?
- Bally's and Charge Off's....
- Student Loans and Garnishing Bank Accounts
- FTC FY2006 FDCPA Report to Congress
- Credit Monitoring 3 in 1
- Original Creditor Refusal
- CA Paid in Settlement
- AFNI trouble
- Bad checks
- New to the forum
- CRA reporting different info
- Refinance laws/practices/sources in NC/SC
- Post-BK, 4 credit cards, score not moved in 3 mos. WHY?
- Need advice....
- Argument w/CRA - EX
- Been a While Since I've Been Here...
- Stupid question re: account #s on report..
- ARS/Citibank will not delete...settle anyway?
- Kennedy Lending Services??
- CRAs selling to your creditors
- collection buy out question
- helping parents with credit?
- Pay or do not pay ?
- Questions on Building Credit
- Happy to find CreditNet
- judgments - ready to settle??
- Investment Loans
- Help...Just pulled my credit report and date of birth is wrong
- I still suck but not as bad
- Licensed in texas
- Private Party NOD and Credit report
- Fcra
- SOL questions
- Charge offs and chances of deletion
- The CA has sent incomplete validation..........
- co reporting payment due and balance
- NCO issue
- Best Way To raise my credit score~HELP!!
- Who do I dispute a CA not listing account as being in dispute?
- FTC Will Host Debt Collection Workshop
- Fleet/BoA reporting incorrectly
- Cosigner questions
- myth of unsecured credit
- What is the lowest credit score of all 3 cra's
- Using "Open" account SOL for Credit Cards
- b o a take 10 yrs to ch/off
- NCO FINANCIAL INC(Number for deletion)
- worth knowing
- Haven't paid car loan in almost 2 yrs...
- Illegal to pay some creditors...?
- Unknown CA Doing Hard Inquiries
- Has anyone ever had any luck with HSBC removal?
- If a hospital forgives my debt under 'charitable care'.....?
- Removing a Fraud Alert
- Getting married to someone with large student loan debt--want to buy a house
- stop check to CA
- Tu Split File Issue!
- 2 CA accounts for one utility, never been contacted
- sent debt validation .... now what?
- Time is not on my side
- newbie kind of question
- What is my next step?
- How long before CC accts will be charged-off?
- Public Record - Civil Judgement Crap One
- Confused?
- Wondering about mortgage brokers
- Foreclosure and Student Loan
- Sallie Mae Cosigner - HELP
- Experian Dispute Letter Returned Undeliverable
- HOLY COW!! My public library is putting me in collections!
- Thank you board. Collections R gone. What about DV and a very old CC company?
- need case law info
- The "script"
- 60 day lates question
- Calvary Portfolio Lurking in the Shadows
- Question re number of Validation ltrs required
- 7 years and dispute backfires
- CA still verifying debt, despite actions of OC
- Paid Original Creditor - Can CA be Removed
- Scores-Update
- New guy with a couple of questions re: CA's
- New with some comments
- Flying; Motion to Amend?
- Tricky Wording from CA on PFD?
- Advice on Foreclosure & Debt Midiation Counseling
- Disputing Judgment
- Old Fed Tax Lein and SOL
- About www.prosper.com
- Help Settling Debts
- Magic Wand Solution?
- FTC v. K-mart
- FTC vs. CAMCO et al
- Experian Down?
- Collections Harassment?
- Newbie ready to contact CRAs, have a few questions first.
- Broken Apartment Lease
- Letter from Chase, advice please?
- What is good? Bad? Ok?
- I hate Verizon
- Anyone ever heard of this?
- got a letter from nco
- How do i pay CA the right way ?
- I think I'm hopeless!
- Help with collections acct. that went to attorney
- WaMu!!!!!!!
- Details of FICO Calculation
- OC or CA?
- New Credit Card Search Tool
- Can I ask a debtor to just sue me?
- POLE: What worked for you typed or written
- paying off accts and still no increase in FICO?
- Collection Agency Practices
- Inquiries
- Omg...I am a paranoid one
- Creditors Obligation after Dispute
- Mortgage 30 day late
- Americredit charged off my car loan!!!!
- Weird Letter From Ca
- If I may please? Question about a prebk debts
- How responsible am I if husband is sent to collections?
- "Collection Cost" Question - General Revenue
- pulling???
- Student Loan Question
- How can I stop the calls!
- Factoring Co!!! On a Charge Off?
- I rcvd garnishment notice - are my spouse's asset safe?
- Collections attempts unknown
- How much will this hurt my credit?
- Help..I need some help from a Pro!!!
- Hearings on credit card industry practices
- Negotiating With Collection Agencies
- Being Sued, need advice please.
- OLD MEDS..PLEASE Butch! anybody
- Help Please!!!!
- Personal loans for bad credit?
- Started Rehab today!!!!!!!!!!!!!!!!!!!!!
- Newbie....with some questions
- Lowes and Crap One
- Orchard Bank
- 2 Collections, 2 Illegal/Misleading information??
- unpaid collection vs. paid?
- Should I sue Portfolio?
- Problems with Equifax?
- Balance Transfer Credit Card Question
- Corporate Credit Card
- Do I Have A Winner ??
- Authorized user question
- Big BK credit report mess, need help please
- Need Help With Plan Of Action
- Authorized User Questions
- OC sold acct CA reporting as new
- Another anecdote for the hopper
- ??????????
- Issue I haven't seen addressed here
- What do you use for monitoring?
- newbie needs advice
- Can't find CA
- Hello! Have a TU related question
- FTC on authorized users
- Citi Announces Industry Leading Changes
- Why do CA's do hard inquiries?
- Saddleup!
- Deleting old addresses - why is it good?
- Asset Acceptance-jerks!!!
- To anyone who has paid a CA, especially Cavalry
- Business Credit and Inquiries...
- Re-Aged Account Question
- Need help with school loan?
- Licensed Collection Agencies in California?
- Why would the CRA scores differ so much?
- pay for delete question-
- Read this before you decide to pay a settlement with a Collection Agency
- HELP! New and don't know what to do...
- Very helpful information.
- Quick Questions
- Dispute deletions question