Hi You Doing World,/ Pro Se Experts, The Scenario Is There Garnisher Of Wages/ I Would Like To Know Process To Reverse Garnish

Hi,

I have always liked your posts, and this one is no exception.........

I especially like the 'let yourself be a newbie'.

I'm a newbie. Good primer. I for one am glad you are addicted. lol

Is there any translations of this to Spanish? That would be very helpful to a friend of mine.

Ive never been so excited to be a NEWBIE!

Thanks Doc. Nice Job.

I'm new & confused. I have an ok credit score (690), but have several paid medical collection accounts from a motor vehicle accident that wasn't even my fault. The other driver's insurance was suppossed to pay, but waited until we went to court, then gave me extra money to pay the bills. I also have a paid charge off from AmEx on my small business corporate card. The charges weren't mine & disputed, but I got tired of fighting with the call center in India over the dispute, so I finally paid with the understanding that the account would be removed from my credit report. I did not get that in writing, but I have the women's name that said it.

Those pesky items are keeping my otherwise perfect credit (no lates back to 1974) under 700. The medical collections are for $20, $50 & $115. The AmEx charge off is $375, original charge only $125, I ended up paying the full amount with all of their stupid late fees.

I disputed these with the CRA's on line & by mail with letters of explanation about the accident, etc. None of this worked. If I go to the nutcase letters who do I send them to? The original creditor or the collection agency that shows on my credit report? These entries don't reflect my payment history or my credit habits & I want them gone.

The AmEx charge off is from them, although I dealt with 2 separate collection agencies in regard to that account. I was actually told 2 times that the original charge had been reversed and the late fees removed, only to have collection agencies start back up months, almost a year later saying they had no record of that happening. So frustrating!!!


Tell me what to do. These things don't belong on my report and I want the most proven method to get them off.

Thanks

You need to start a new thread with your questions.

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The Answer is 42!!

I am new to forums in general, not just this one. What exactly is a thread and how do I start one so I can get an answer to my questions?

At the top of the credit talk forum is a button that says "new thread."

Press that. Enter a title of what your thread is about (like Paid Medical Collections or something that describes your topic).

Then in the bigger box, make your post as you did here.

A thread is each "topic" that you see.

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The Answer is 42!!

PsychDoc,

Thanks you for posting. With everything going on right now, I want more than ever to fix my credit, but I had no idea what that even meant. And thanks to all of you who have posted.

Experian has black listed me by not assisting with incorrect information on my credit report, because I took them to court years ago. What can I do?

How does one remove repo car on credit report??

Need more info how long ago,how much money involved?

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jjgross* The answer my friend is written on the wind

You need to post your questions as new threads so that they will have their own topic.

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The Answer is 42!!