Thread: Fannie Mae Is Being Sued

Originally posted by hmongster


Have you been watching the news lately? Are you keeping up with current events? Probably 99% of the corporate and wall street crooks are white or jewish. These scum have stolen BILLIONS of dollars from shareholders and employees who have lost their retirement. Yet they'll get off with a slap of the wrist. If they were black they would be executed.
BTW I am a white male, my wife is an asian immigrant and yes she gets discriminated by scumbags all the time.

Yes I watch the news and keep up with current events -- you want to discuss politics too?

"Probably 99%..." that's a really big assumption, generalization and flat-out guess.

"...are white or jewish..." Now that pisses me off, HOW is it that you determine who is jewish and who is not jewish? Last I noticed, no one was walking around with stars of david on their clothes.

You fail to mention that those scum "...from shareholders and employees..." THOSE people are US right, you and me, middle-class, white black brown and yellow.

"...If they were black they would be executed..." I think you are guessing at that too.

I'm sorry your wife is discriminated against, this is a country of all colors and faiths. What I find amazing is, someone find me a pure race or ethnic group anymore -- they are few and far between. We are all a melding pot and a mix, yep, a nation of mutts!

WHO are the scumbags, that's who we need to be focusing on. I've known scum of all races and religions.

No one fits in a nice, neat and square box.

Sassy

Originally posted by humblemarc



That's what i thought you believed!!! Can we all sing "kumbaya" now!

humblemarc

Hold my hand, marc,

Let's sway too! ;-)

Sassy

Actually I rather believe the same as Sassy.

Put it this way. I am a white female. Grew up in poverty with a single mother. Never had any contact with my father. My mother worked as a houskeeper for years. I went to an inner city school with 89% black students. My neighbourhood had about the same ratio.

I worked hard in high school. Damned hard. Most of the kids in my neighborhood were having children out of wedlock-- and even if wedlock is a nonissue... most of these girls and boys were ages 14-18. I remember one girl in my 8th grade class who was pregnant with her third child. I went to school where I was robbed on several occassions and even had my hair set on fire by a student who had been expelled several times. I watched two girls being stabbed in the head one day in school. I have also had classmates pulled out of class for murder charges during the school day. I watched guns being pulled off kids in high school and this was back in the early nineties. I saw during the OJ Simpson verdict teachers being pushed out of the classroom and students in "joy" throwing chairs out of the glass windows two stories up. I believe even though I may not have lived in an inner city in someplace as large as Chicago or LA, I still had my fair share of growing up in a hard, impoverished, and scary inner city.

I received many scholarships to go to one of the best public universities in this country. The first public university in this country. My mother went into debt to send me one year in highschool over seas as a foreign exhange student. Out of 220 graduating high school seniors, I was ranked 6th.

Now, this same university is very particular about many students. One of my classmates, a white male, who was very active, very bright, and worked very hard in high school was ranked 14th out of 220. He was put on a wait list to this university. As time drew near for the end of our senior year he received a "sorry but no thanks" letter from this university. On the other hand, a minority female from my high school who never participated in extra curricular activities, who lived in a better neighbourhood than even me, and had never taken any honors courses at my high school (i believe her ranking was 67th in my high school) was admitted with a scholarship even more need based and academically worthy than myself.

I have since worked at this same university within our admissions department and also during the summer when there are special programs for certain minority students to help teach them remedial subjects so they can have a better chance during the regular school years here at this particular university. The university is saying that they are trying to give missed opportunities to these students-- however at the sametime there are many students from other minority groups as well as caucasians who are bypassed for spaces within this university so that some of these other students who did have opportunities but did not embrace them still get into one of the best schools in the country.

I have heard it all. Technically and statistically even I should have been pregnant and a high school drop out. My family and upbringing did not differ so much from some of my minority classmates; however, I worked hard for my achievements and to this day I find it very insulting that someone can insinuate to me that I should have a "boost up" since I am a female and may not be as "qualified" as a white male. People make choices everyday and even certain children in the worst circumstances can make choices even if everyone around them is going to jail, not able to hold jobs, do not study. There is something within oneself.

Just recently in my job, there was a promotion given to an internal employee who is so grossly incompetent for the position but was given the position based on race (and this was told by one of the same race supervisors in a supposed confidential discussion within our hr department). It was said it was a means in order to even out the positions within our department to be more racially and gender neutral. Several other people both males and females and of varying races who were by far more qualified were passed up for the job based on this simple fact.

Now you try to tell these passed up candidates, passed up high school graduates that reverse discrimination does not exist.

At the same time I have known many successful black students growing in the same environment (and even worse environments) than myself fight their way to the top and deserve everything that has come along to them. I have a friend who grew up in the most dangerous gang ridden neighborhoods in Minneapolis, put herself through college, and has a very successful political and business career (much like a similar person of Clarence Thomas).

In other words (and no I am not a racist-- I have friends of every color, every sexual orientation, every financial background, every religion), I believe we are relying too much on cop outs. People should take responsibilities for themselves. Some people will succeed because of an inner drive even against all odds. Some people will cave into other pressures within any environment. Some people will feel they have entitlements based on their sex, race, or religion. And then some people will say.. you know life is not easy for anyone and they will pick themselves up again and again and keep striving.

Truthfully when it comes down to it I am glad I am neither a white male nor a black male. I personally think both suffer types of discrimination even though one is usually seen as occuring and the other we so often do turn our backs on because of the non-politically correctness of it.
Just my thoughts...

Okay, i thought we were all singing Kumbaya, holding hands, and roasting marshmallows by the fire. But now i'm taking my kid gloves off.

I have compassion for anyone who been discriminated against. Which is EVERYONE, aside the aforementioned 1%. But honestly, i'm sick and tired of anyone bitching about the unfair shakes in life. Guess what, everyone goes them. that's what life is about.
Now let's get real and talk about the tens of thousands of babies that are currently being used as human shields in African civil wars. Yes, babies. Let's talk about women in third world countries who go to see a "western" doctor for a normal checkup and end up getting their tubes tied without their consent. Let's talk about the billions, yes billions of people starving all over the world, while our govt. pays our farmers to NOT grow food, in order to keep prices up. Let's talk about 1 of 2 children who die before the age of 7 in third world countries because of lack of food, shelter, medical attention, ignorance, etc.
Let's get a grip on what's really going on in this world.
If you are waiting for life to be fair, you will be waiting for ever. if instead, you make the best of yourself, and spread love, kindness, and compassion, because you know, that every human being goes through the same crap in their lives and that that is only thing that eventually solves every problem, then you'll be too busy helping others to complain about all the unjustices of the world.

Humblemarc

OT- Holla at Kbanger! (here's a solioquy) I like that guys' style.

Now, i'm going back to my s'mores and singing "Moody Blues" songs.

I'm still swaying, marc!

I think lucky summed it up for me:

In other words (and no I am not a racist-- I have friends of every color, every sexual orientation, every financial background, every religion), I believe we are relying too much on cop outs. People should take responsibilities for themselves. Some people will succeed because of an inner drive even against all odds. Some people will cave into other pressures within any environment. Some people will feel they have entitlements based on their sex, race, or religion. And then some people will say.. you know life is not easy for anyone and they will pick themselves up again and again and keep striving.

And add to your list please: female circumcisions, beheadings and beheading nuns in particular, the mutilation by machete in Africa for diamonds, the chinese can't use google, forced prostitution, the extinction of the african people via aids, the EXISTING slavery trade in africa, excessive CEO salaries with bonuses that are really a perk upon firing!

We have plenty of blessings to count!

Sassy

This thread is getting out of hand, and I apologize for my role in that. To try to get it a little more on topic, here is an interesting situation:

I was recently turned down for a GM/Household Bank card. There were two reasons given: 1) Too many inquiries. OK, fair enough; I had something like 6 inqs at the time. 2) Dwelling type.

Here's where it gets interesting. I live in an apartment by choice; my income and credit rating are good enough so that I could buy a house if I chose, but houses are terrible investments.
Now, a far higher percentage of minorities live in apartments/rent than whites. So is this an example of discrimination? It could be. Why should Household care if I live in an apartment or not? My credit history is my credit history; my scores are my scores. But by adding a term for "dwelling type" to their risk assessment formula, Household could be guilty of racism, because it represents defacto discrimination against minorities. I'm not saying it is racism, mind you, I'm just giving an example of how these suits work, and how complicated they can be. "Dwelling type" isn't a part of the FICO formula; why should it be a part of Household's? It isn't necessarily "playing the race card" to file a suit under these circumstances, although such suits have had rough going lately, and I think this one, because of Rains or Waters or whatever his name is, and an increasingly conservative judiciary, is going to be tough to win. But like everything else having to do with race, there's more here than meets the eye.

yea, i was goin' to add all those things, but i didn't want to sound too preachy ;-). I know you get it, Sassy. Unfortunately, people like you are few and far between. Luckily, we have a large percentage of people like you on this board. That's why i love Creditnet.

humblemarc

actually bunter,

one of the reasons, lenders like to see you own your own house, is because it less likely for you to keep up and leave, sticking them with a large charge-off, plus it extremly easy to attach a judgement to real assets, so they will eventually see their money, when you try and sell your home. That's why you can't get a FHA without paying off your chargeoffs and collections. The govt. doesn't want any clouds over the title in case you default.

humblemarc

Originally posted by Bunter
This thread is getting out of hand, and I apologize for my role in that. To try to get it a little more on topic, here is an interesting situation:

I was recently turned down for a GM/Household Bank card. There were two reasons given: 1) Too many inquiries. OK, fair enough; I had something like 6 inqs at the time. 2) Dwelling type.

Here's where it gets interesting. I live in an apartment by choice; my income and credit rating are good enough so that I could buy a house if I chose, but houses are terrible investments.
Now, a far higher percentage of minorities live in apartments/rent than whites. So is this an example of discrimination? It could be. Why should Household care if I live in an apartment or not? My credit history is my credit history; my scores are my scores. But by adding a term for "dwelling type" to their risk assessment formula, Household could be guilty of racism, because it represents defacto discrimination against minorities. I'm not saying it is racism, mind you, I'm just giving an example of how these suits work, and how complicated they can be. "Dwelling type" isn't a part of the FICO formula; why should it be a part of Household's? It isn't necessarily "playing the race card" to file a suit under these circumstances, although such suits have had rough going lately, and I think this one, because of Rains or Waters or whatever his name is, and an increasingly conservative judiciary, is going to be tough to win. But like everything else having to do with race, there's more here than meets the eye.

Hiya Bunter,

I don't know that it's out of hand, however, I was pondering why I was feeling so passionate about it.

I hope I didn't offend you earlier, I was trying to understand your position and experiences as they differ from mine. Please accept my apology if I did so.

Ok, done with passionate postings, except the swaying with marc!

DWELLING TYPE as a denial, are you kidding me!
Did you ask what the dwelling standards for qualification were?

I see how you could associate that to color in the manner that you have described; however, why would that not go to a further assumption beyond race to include that more single people live in apartments than in houses?

Or that, more people living in apartments tend to move more often than those in houses?

Or that, more younger people live in apartments than older people?

Sassy

Guys, Gals

PLEASE I Beg you all not to start this RACE war... ITs one thing to have to deal with trolls everyonce in a while but you are all good people and fighting about race and "using the race card" ectect is an area in my humble opinion we shouldn't touch. I truely honestly just want us all to get along only because we can't solve the problems of racism here.

Like I said I love you all ---so--- if you are to continue in this topic at least be nice and civil towards eachother...

Arigato, Cibo