Thread: Is Credit Card Debt the same as....

If you can make good on the check, most states have criminal laws against bouncing checks and not making good on them.

You could very well find yourself arrested and in jail, I can assure you a BK court can't help you on that!

Tac

I never knew it was in "fine print" that your car would be re-possessed if you did not pay. I thought that was obvious.

Originally posted by 2000gixxer
How do I get that Repo off of my credit report? They repo'd it NOT for non-payment, but for a stupid fluke reason I didnt even know about in the fine print of my loan papers.........so how can I go about getting that off my credit report?

Originally posted by rocket1977
I never knew it was in "fine print" that your car would be re-possessed if you did not pay. I thought that was obvious.

Now we shall see how stupid Rocket1977 really is:

Can someone please tell me where in my entire post I said my car was repo'ed due to NON-PAYMENT?

Some people are as dumb as door knobs......he just proved that.........

Yea I am so dumb. I only misread it because you worded your phrase so poorly. By the way, I think its common sense the bank would deem someone who is not paying his car note, and then gives his key to someone else is a risk.

By the way "impairment of security" clauses are not in fine print. Learn to read, and if you do not agree do not sign!

I am such a moron, yea. Good luck with the judgment that will be on your CR for the defiency judgment.

Originally posted by 2000gixxer
Now we shall see how stupid Rocket1977 really is:

Can someone please tell me where in my entire post I said my car was repo'ed due to NON-PAYMENT?

Some people are as dumb as door knobs......he just proved that.........

Originally posted by 2000gixxer
How do I get that Repo off of my credit report? They repo'd it NOT for non-payment, but for a stupid fluke reason I didnt even know about in the fine print of my loan papers.........so how can I go about getting that off my credit report?


Now we shall see how stupid Rocket1977 really is:

Can someone please tell me where in my entire post I said my car was repo'ed due to NON-PAYMENT?

Some people are as dumb as door knobs......he just proved that.........

Actually, the bank can reposses it for non-payment because they probably accelrated the balance of your loan, and you diod not pay it in the 15 days. Thus, repossessed for non-payment

By the way, a bit of advise, pay you $5 bounced check (if you in LOuisiana its $125 now). Bankruptcy does not get rid of your criminal liability.

Originally posted by keepmine
Chapter 7 will wipe out any unsecured creditors.

Not necessarily. Student loans are hell to discharge. Also, the bankruptcy court thinks you got a loan to defraud a creditor by just filing bankruptcy, your discharge can get denied. Once a discharge gets denied, that creditor can hound you for life. Thats because you could never get a discharge (ever!) on a debt where a discharge was denied due to "Fraud."

[i]

I am such a moron, yea. Good luck with the judgment that will be on your CR for the defiency judgment. [/B]

I did not see you got a signature loan for the defiency. I am sorry about this part. I just thought you were trying to discharge an auto loan.