Thread: Craziest situation !!!!

why dont you go for a no doc program?

try greenpoint bank.

the rate may be as high 8% or so...

but you dont have to tell them how long you work, where, etc.

or maybe you should just go stated income, with a regualr bank, saying you work full time?

The first thing you need to do is READ EVERY WORD of you mortgage and note and all other papers that you signed at closing.

Don't go by what they (the city) are telling you verbally.

If you want, scan your mortgage, with personal identifying info blocked out, post it and let everyone read it. You're bound to get several different interpretations, but it's free and there are so many intelligent and knowledgeable people here who are more than happy to help.

And also, I know that he's not an attorney, but Fla-tan has a mortgage section at creditboards.com. You might want to give him a "holler".

I would just hate to see these people take your house. I feel for you buddy.

Whatever you decide, best of luck to you.

sirrowan

Have you talked to the city and see if they'll take half of the $5000 now and the rest in February, or maybe part now and make payments on the rest?

Have you tried a credit union? They are sometimes easier to work with.

If you have any equity in the home, have you tried borrowing against that?

Hedwig I have tried all of the above the you listed. I don't have enought equity and I called the mayors office and my city councilman today about the issue and they said they will have a staff meeting with the people who work for the department I'm dealing with and get back to me within the next week and see if they will allow me to pay half now and the other half in Feb. Wish me luck. I need it.

Good luck. Keep us posted. And keep looking for places to get $5K.

Do you have a bunch of violations at $1K you could sue for? :)