Thread: Citi Premeir Pass Elite Denial. Recon?

You're probably fine, but you might as well give them a quick call to make sure.

Haha this is funny. I just received a letter from US Bank.. Who also says...
"We regret we are unable to approve your application at this time dues to an insufficient number of satisfactorily rated credit references."

Well that was a waste of two hard pulls. I cant really see how to obtain a sufficient number of satisfactorily rated credit references if I cant even get approved on pre-approvals because I only have two credit references in my credit report, but yet have never had any negative marks and have a credit score of 750-790 depending on the company.

Anyone have any ideas?

hmm thats tough. You should really look more into it online, I am sure theres plenty of resources out there to get help in your situation

google up positive rated credit references, found some good sites on pages 1-3

Hope that helped :)

Originally Posted by paradigm

Haha this is funny. I just received a letter from US Bank.. Who also says...
"We regret we are unable to approve your application at this time dues to an insufficient number of satisfactorily rated credit references."

Well that was a waste of two hard pulls. I cant really see how to obtain a sufficient number of satisfactorily rated credit references if I cant even get approved on pre-approvals because I only have two credit references in my credit report, but yet have never had any negative marks and have a credit score of 750-790 depending on the company.

Anyone have any ideas?

Just wanted you to know that I am in the same boat. My scores are in the mid to high 700's also and I only have one cc w/ $13000 limit. I usually will charge about a $1000-$2000 a month on the card and pay it off right away. I can't even get approved for a Target card. I was told that I do not have enough open accounts. Everything I have read leads me to believe there is no hope. Not sure what to do at this point. Just felt you should know that you are not alone.