625 FICO - Best credit card available
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  1. #1
    Join Date
    Sep 2006

    625 FICO - Best credit card available

    My FICO is currently 625, up from 515 this time last year. What kind of credit cards do I actually qualify for? Just subprime or secured? Low limits? Charge cards? I am interested in continuing my charge upwards.

    Thanks in advance.

  2. #2
    Join Date
    Apr 2005
    first of all, great job on raising your credit score in just a year!

    with a score of 625, you'd likely qualify for subprime and secured cards. do u have a orchard bank or premier card? fees are high, but it's worth it to increase your score to the point where u only pay fees if u choose to (like for rewards cards). also, some prepaid cards report monthly to credit bureaus, so that might be a good alternative for you to look into.

  3. #3
    Join Date
    Jul 2006
    Orchard has a variable rate
    Premier has a fixed 9.9% rate

    I would go with the Premier card

  4. #4
    Join Date
    Nov 2004
    Check out our Credit Cards section for information on Orchard, Premier, and all other cards.

    Here's a link to the page with Orchard and Premier cards:



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