My FICO is currently 625, up from 515 this time last year. What kind of credit cards do I actually qualify for? Just subprime or secured? Low limits? Charge cards? I am interested in continuing my charge upwards.
first of all, great job on raising your credit score in just a year!
with a score of 625, you'd likely qualify for subprime and secured cards. do u have a orchard bank or premier card? fees are high, but it's worth it to increase your score to the point where u only pay fees if u choose to (like for rewards cards). also, some prepaid cards report monthly to credit bureaus, so that might be a good alternative for you to look into.