I JUST RECIEVED MY CR AND WELL AS USUALL THERE IS A BUNCH OF STUFF ON THERE. ANYWAYS DISCOVER WAS INCLUDED IN MY BK FOR 20000+ THEY HAVE IT AS A DEFAULT ACCOUNT AND SOLD TO ANOTHER CREDITOR. THAT CREDITOR THEN SOLD IT TO ANOTHER NOW TWO AND A HALF YEARS AFTER MY DISCHARE I HAVE THE NEW CREDITOR TRYING TO COLLECT ON THIS. SHOULD I SIMPLY INFORM THEM IT WAS IN MY BK AND TO REMOVE IT FROM THE CRA. I WOULD PREFER NOT TO MENITION ANYTHING ABOUT MY BK, AS I DO NOT WANT TO HELP ANYONE OUT WITH ANY INFORMATION REGARDING ANYTHING ABOUT ME. OR START WITH LETTER NUMBER ONE. IM OPEN TO SUGGESTIONS.
I disagree with Lbrowns tactics. I would tell them that the account was discharged in bankruptcy, and that their continued collection of the account is a violation of bankruptcy stay, and that you will be filing suit unless they immediately cease and desist. Also sick the Bankruptcy trustee on their butts. Trustees take an extremely dim view of such activities. I bankrupted 2 years ago, and let me tell you that I would come after them with a vengence if they did such crap. Sue their butts!! skip the validation and go straight for the kill.