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I disputed an account that was included in my bankruptcy with Trans Union. Prior to this dispute the account was listed as
">CHAPTER 7 BANKRUPTCY<, STATUS AS OF xx/1997: UNRATED".
Now it shows as
">CHAPTER 7 BANKRUPTCY<, >STATUS AS OF xx/1997: PAYMENT AFTER CHARGE OFF / COLLECTION< ".
This was information updated from the original creditor. I was current on the account with not even a 30 day late when I filed for BK 7. Why would anyone include in a bankruptcy an account that was a paid charge off. What would you suggest I do about this account now? Help!
All comments from anyone welcome.
Erik.
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Re: Account listed as charge off
Have they re-aged this account to a later date or attempted any collection activity after your BK? If they have done neither, I would leave it alone. If the accounts have the same dates, they would come off your report at the same time
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Re: Account listed as charge off
This is one account. They just added the ">STATUS AS OF xx/1997: PAYMENT AFTER CHARGE OFF / COLLECTION< " to the status field. No, no one has tried to collect on the account.
Erik.
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Re: Account listed as charge off
Erik.
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