Ok, this morning, I had a 558 with Equifax...I just pulled it again (have creditwatch) and the only change is a line that says "Consumer disputes this account info" on a CC that is reporting a $805 balance, but when I call the CC company, they say there is a zero balance and no payment due. Now, my score is a 611....could this be caused by a simple "Consumer disputes this account info" line? I don't see how that could make it go up 53 points in 8 hours.
Fico does not take consider accts that are in dispute when figuring your score. So if the item gets deleted, most likely your score will stay at 611. If it gets verified and stays, it will go back to where it was.
ok, I guess that makes sense...especially since this account is reported at multplie 90+ lates....ugh.
