Amex CO question

Discussion in 'Credit Talk' started by IrishEyes, Apr 3, 2003.

  1. IrishEyes

    IrishEyes Well-Known Member

    First question, can I request OC to send a complete history on this account, i.e. all payments made since acct closed or charged off? I am trying to figure out just how much we really owe.

    May 2001
    Equifax:
    balance $5342
    Past due $5342
    figures as of date reported: 11/00
    DOLA 2/00
    date opened: 5/99


    March 2003
    Equifax:
    balance: $4273
    Past Due: $1661
    figures as of date reported: 03/03
    DOLA 10-99
    date opened: 6/95

    I cannot figure out how they are reporting or how much we still owe them:

    Jan 24
    balance: 4433
    past due: 1647

    March 4
    balance: 4273
    past due: 1576

    March 26
    balance: 4273
    past due: 1661


    Are they crediting balance or past due with my payments?? Why the increase in the last 2 past due amts, paid them as always.

    Yikes, anyone who can offer some insight as to how charge off's are configured??
     

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