I recently applied online for the AMEX delta card, but was not instantly approved (EQ 700, 9 inqu). I figured that i would soon receive a decline letter through the mail, but I just found out that AMEX called my work to verify employment. Has this happened to anybody else? This is the first time that any CC company has called my job.....I'm very surprised. I have CITI, BA, STATE FARM, FLEET, and HOUSEHOLD. I called the AMEX # to check on status of application, and was told that it was still pending. Oh well, at least I have a chance.
I have never had employment verification that I know of... If they did call...all they can say is "YES, THAT PERSON WORKS HERE" NOT HOW LONG, NOT INCOME...NOTHING BUT THE ABOVE...
Yes, AMEX verifies employment. They contacted my employer and I guess they were upset because our HR dept releases NOTHING without a signed authorization. So AMEX faxed me a release (at the company they were trying to verify if I worked at) and asked me to release my time of employment, annual salary and my pay level. You basically authorize them when you apply but our HR dept doesnt take the generic authorization. They faxed it to me, I faxed it back, they faxed it my HR dept and then AMEX called within 5 minutes - entire process was kind of funny.
Sometimes they just call you at work and ask for you, and act like they needed to verify something else. They are also verifying your employment that way.
My HR won't even verify whether or not you work there. All employment verification except from federal law enforcement or certain public health and human services agencies are handled by an outside contractor...for a fee! If Amex called they would be told to call a 900 number or an 800 number to pay for the verification information.
Yes, I work for a company with over 100,000 employees so it becomes a burden for them to get 500 verifications each day so they give a 900 number to call so that they can charge for it. I guess it makes sense...
I found out from my HR department that AMEX called, asked if I worked there, and then wanted more information (salary, time in job, etc); the HR department put them on hold until they can transfer call to HR manager who handles these things. When the manager answered the call, AMEX had hung up.
