AMEX green card? Easy to get or no?

Discussion in 'Credit Talk' started by Denny, Jun 13, 2003.

  1. Denny

    Denny Well-Known Member

    Hi,

    How easy or not easy is to get Amex green card? This is charge card, so I guess even people with no credit history should get it - or not? I heard that they do not send reports to credit bureaus â?? is it true?

    Thanks
    Denny
     
  2. rjones2002

    rjones2002 Well-Known Member

    I know for a fact AMEX looks for minimum 1 year account history plus prime score rating threshold (680+)
     
  3. Mirage

    Mirage Well-Known Member

    and no derog on report.





    Best regards,
    Mirage
     
  4. ccdscott

    ccdscott Active Member

    Amex Blue, too?
     
  5. Denny

    Denny Well-Known Member

    Does they report to credit bureous?
     
  6. LKH

    LKH Well-Known Member

    They do.
     
  7. WALLST

    WALLST Well-Known Member

    I got one in Jan 03 on a preapproval offer in the mail. The PRM they pulled was on EX, my FAKO Exp score was 640 with an unpaid CO from 1996, but 3-4 cards over 2 years old. They do report for me on all 3 CRA's. They report high balance, so you can fiddle with your ratios by charging alot of things and then paying off before the statement cycle ends. I am currently doing this now. Had $1200 in vacation charges, paid it to $0 and my cycle doesn't close until Jun. 20. I am hoping it will show $0 balance , $1200 high credit to help out the utilization ratio.


    WALLST
     
  8. willgator

    willgator Well-Known Member

    they have different standards for different cards believe me or ask lkh green being the easiest card to get ... I think 650 and i year of good pay history with 1 card will get you green good luck
     
  9. ktaylo58

    ktaylo58 New Member

    I received a pre-approval a couple of years ago and was
    accepted with a score of only 620. I had just finished
    cleaning up my credit at the time and had no other
    credit/charge cards.

    It looks very impressive on a credit report too as I used it
    (I use an amex starwood now mostly) like a debit card to
    buy everything.

    Thanks,
    Keith
     
  10. bigmon

    bigmon Well-Known Member

    I had 2 charge offs with them and kept getting preapproval letters from them. I didn't answer because I think they were hoping to find my employment info if I applied.
     
  11. Denny

    Denny Well-Known Member

    Re: Re: AMEX green card? Easy to get or no?

    So they DO report to all 3 CRA's!!!??? I was so sure that I have seen post saying that they do NOT report for green and gold). I know that they report Blue.
     
  12. bigmon

    bigmon Well-Known Member

    Re: Re: AMEX green card? Easy to get or no?

    They reported for me and everyone I know on all three CRA's for Green.
     

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