AMEX HAS A SCREW LOOSE!!!

Discussion in 'Credit Talk' started by GEORGE, Jun 17, 2003.

  1. GEORGE

    GEORGE Well-Known Member

    AFTER ALL THE TROUBLE I HAVE HAD WITH AMEX???

    4 "HARDS" FOR A PRODUCT TRANSFER WITH NO ADDITIONAL CREDIT LIMIT...

    NO LIMIT INCREASE IN 3.5 YEARS!!!

    2.5 MONTHS FOR MY LAST CREDIT LIMIT RE-ALIGNMENT!!!


    Get the American Express® Rewards Green Card and you can earn double Membership Rewards Options points1 whenever you use this Card or Blue from American Express to pay for many of the purchases you make every day, like gas and groceries. Double the points â?? and you're closer to your reward, whether it's a DVD player, a mountain bike, or any other of the great shopping and entertainment rewards you can redeem.2

    To reward your loyalty, we want you to have the Rewards Green Card at no cost for one year. Accept the card today, and we'll waive the $65 annual fee for the first year.3
    â?¢ You pay your bill in full each month, saving on interest charges

    â?¢ You can earn Membership Rewards Options points on purchases where you would usually use a debit card
    â?¢ No pre-set spending limit4
    â?¢ Redeem points for great entertainment, shopping and travel rewards
    � Access to Global Assist® Plus Hotline5

    And you'll still enjoy the benefits of Blue â?? like the flexibility of paying over time and a built-in Smart Chip for added security when shopping online. Combine these two Cards and you'll have maximum purchase power and maximum rewards, with no annual fee for one year.

    Call 1-866-280-4438 (weekdays 8am-midnight ET) and use RSVP Code XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

    The rewards are waiting. Accept this invitation and get them even faster.
     
  2. LKH

    LKH Well-Known Member

    Hey George, did they mail you this offer or did you get it online? Someone told me they are giving preapprovals online again. I haven't seen any.
     
  3. GEORGE

    GEORGE Well-Known Member

    ON-LINE
     
  4. GEORGE

    GEORGE Well-Known Member

    MY LUCK...I WOULD BE DENIED!!!

    FUNNY THING...it says NOTHING about any "APPLICATION"

    Accept the card today, and we'll waive the $65 annual fee for the first year.
     
  5. LKH

    LKH Well-Known Member

    Re: Re: AMEX HAS A SCREW LOOSE!!!

    Really. Where exactly was the offer found?
     
  6. RichGuy

    RichGuy Well-Known Member

    Very interesting. AmEx pitching the Green card as a debit card.
     
  7. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    OOPS...ME BAD...ON-LINE (E-MAIL)...NOT US MAIL...
     
  8. GEORGE

    GEORGE Well-Known Member

    Re: Re: AMEX HAS A SCREW LOOSE!!!

    $65.00 DEBIT CARD IS RIGHT...but you get points for STUFF
     
  9. Flyingifr

    Flyingifr Well-Known Member

    Re: Re: AMEX HAS A SCREW LOOSE!!!

    GEORGE -

    You forgot to include the 5 footnotes in your post.

    I have found long ago, especialloy with car ads and credit offers, that what the large type on the front giveth, the small type on the back taketh away.
     
  10. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    Terms & Conditions
    1. Offer applies for purchases made with the Card at qualifying stand-alone U.S. supermarkets, drugstores, gas stations, home improvement stores, the U.S. Postal Service (excluding bulk mail charges), and for payments for your wireless phone bill. Points will be credited to the Card member's account 12 to 14 weeks after charges appear on the monthly billing statement. Not valid in the departments of superstores or warehouse clubs.
    2. Terms and Conditions for the Membership Rewards Options program apply. Visit our Web site for full program Terms and Conditions. Rewards Partners and available rewards are subject to change.
    3. No annual fee will be charged to the Card account for the first year. This offer is only available to the recipient of this e-mail. The fee will automatically be charged every year thereafter until you call to cancel.
    4. Purchases are approved based on a variety of factors, including your account history, credit record, and personal resources.
    5. While many Global Assist Plus Hotline coordination and assistance services are free benefits from American Express, except where specifically noted, American Express Card members are responsible for the cost charged by medical and legal providers, transportation charges, and any other fees charged by third-party service members.

    © 2003 American Express Company. All rights reserved.


    I HAD NO IDEA ANYBODY WOULD BE INTERESTED IN THE FOOTNOTES...
     
  11. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    CAN ANYBODY "READ BETWEEN THE LINES" AND TELL ME IF THEY WILL JUST SEND ME THE CARD...NO "REAL" APPLICATION...NO CREDIT REPORT???

    I just was a little interested because my AMEX DELTA GOLD would drop by $55.00

    I'M JUST SCARED THAT I WOULD GET HIT WITH 4 OR 5 "HARDS" AND STILL BE DENIED!!!
     
  12. Hedwig

    Hedwig Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    Is there anything that says the offer is contingent upon an acceptable credit report or something like that? They usually hide that somewhere, if you look hard enough.

    If not, I'd say apply, and if they pull credit tell them that wasn't part of the offer, and you want the inquiry removed or recoded. Threaten something like deceptive advertising or something like that.
     
  13. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    I think I copied 100% of it...except the "CODE"

    And the STUFF you don't need like my name and E-MAIL ADDRESS
     
  14. Hedwig

    Hedwig Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    Then I'd say go for it, if they pull an inquiry threaten them with false and deceptive advertising and tell them you'll report them to the state AG or the office of consumer affairs or whatever the appropriate office is. I think Colorado has a pretty good consumer advocacy office, don't they?
     
  15. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    GOT A SECOND INVITATION BY US MAIL TODAY "PRE-APPROVED"

    This one is the $110.00 card (PREFERRED) 1:1 points to miles

    The $65.00 green rewards is 2:1 points to miles (HAVE TO SPEND TWICE THE $$$$$)

    This one has a similar R.S.V.P. #

    TWO DIFFERENT CARDS...WHAT TO CHOOSE??? $110.00 OR $65.00 FREE FOR FIRST YEAR...
     
  16. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    THEY ARE GOING TO PULL A "HARD" I KNOW IT!!!!!!

    I CAN'T DO IT...I CAN'T ACCEPT ANY MORE DENIALS...
     
  17. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    KINDA' LIKE A $110.00 DEBIT CARD...(but with points/miles)
     
  18. Hedwig

    Hedwig Well-Known Member

    Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    Since you spend a lot of money and pay off, if you decide to bite the bullet and try, I guess go for the $110 card. At least you get more miles.
     
  19. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    WOULD YOU IF YOU WERE ME???

    I ALREADY PAY DELTA GOLD $85.00 (SAME DOUBLE MILE DEALS)
    UNITED GOLD VISA $85.00 (OCCASIONAL DOUBLE MILE DEALS)

    What do I get, THAT I DON'T ALREADY HAVE???

    The only "UP-SIDE" I can see is it is FREE...
    And I would get the AMEX DELTA GOLD for $30.00 for a year...(-$55.00)

    AND IT STILL HAS BEEN 3.5 YEARS WITH NO "AUTOMATIC" or "PRE-APPROVED" LIMIT INCREASES (BLUE)!!!

    ...AND I DID HAVE TO "SPIN-OFF" $5,000 FROM BLUE TO GET THE AMEX DELTA GOLD!!!
     
  20. the other

    the other Well-Known Member

    Re: Re: Re: Re: Re: AMEX HAS A SCREW LOOSE!!!

    How many cards do you have that you pay a fee for? Maybe get the $110 card and eliminate the others you pay a fee for (or convert to something with no fee).
    Just remember Amex is NOT accepted everywhere. There are plenty of places that don't take Amex.
     

Share This Page