AmEx reconsideration...how long??

Discussion in 'Credit Talk' started by matt_r, Jun 21, 2002.

  1. matt_r

    matt_r Well-Known Member

    For those of you that have faxed an updated credit report to AmEx for recon...how long did it take to be decisioned? I faxed mine yesterday.
     
  2. kevin

    kevin Well-Known Member

    Took about 5 business days for me, then I got approved.

    Beware though, they will probably still pull another hard inquiry. The straight out lied to me when I faxed my updated report in. They said they would use the faxed report and not pull any other inquires.

    Few days after getting approved, I check my report, and there's another hard from Amex. I called them back to complain and they tell me whoever said they wouldn't pull another inquiry was wrong.

    I've heard from several others on this board who had the same thing happen to them.

    Kevin
     
  3. Cadillac408

    Cadillac408 Well-Known Member

    For AMEX to accept a faxed copy of an updated report with out pulling one themselves wouldn't be in their best interest. If that was the case, people would be using white out or MS Frontpage to fax over a *clean* report. I don't even know WHY they tell people to send in an update when they know that they are going to pull another report anyway.
     
  4. GEORGE

    GEORGE Well-Known Member

    What DEPT
    What is the FAX #
     
  5. yzf600rk

    yzf600rk Active Member

    George,

    The Fax number is (801)945-2884. If that number is busy, use (801)945-2844. I addressed the fax to "New Accounts Department" and referenced the reference number on my denial letter.

    yzf600rk
     
  6. matt_r

    matt_r Well-Known Member

    Re: AmEx reconsideration...how long

    I was instructed to fax it to the -2844 number and put it to the attention of "MEDIA".

    I know they'll pull another inquiry when they do the recon, which is okay with me, so long as I get approved. :)
     

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