For those of you that have faxed an updated credit report to AmEx for recon...how long did it take to be decisioned? I faxed mine yesterday.
Took about 5 business days for me, then I got approved. Beware though, they will probably still pull another hard inquiry. The straight out lied to me when I faxed my updated report in. They said they would use the faxed report and not pull any other inquires. Few days after getting approved, I check my report, and there's another hard from Amex. I called them back to complain and they tell me whoever said they wouldn't pull another inquiry was wrong. I've heard from several others on this board who had the same thing happen to them. Kevin
For AMEX to accept a faxed copy of an updated report with out pulling one themselves wouldn't be in their best interest. If that was the case, people would be using white out or MS Frontpage to fax over a *clean* report. I don't even know WHY they tell people to send in an update when they know that they are going to pull another report anyway.
George, The Fax number is (801)945-2884. If that number is busy, use (801)945-2844. I addressed the fax to "New Accounts Department" and referenced the reference number on my denial letter. yzf600rk
Re: AmEx reconsideration...how long I was instructed to fax it to the -2844 number and put it to the attention of "MEDIA". I know they'll pull another inquiry when they do the recon, which is okay with me, so long as I get approved.