Just for thrills, I applied on-line for an AMEX card,
got "notify" in 7-10 days, upon receipt of
a notice it states: Thank you, blah, blah,
unfortunately, we can not open an account for you
at this time.<<@ what time???>>
The reason is that our records indicate that your
previous card account was cancelled because
payments were not made in accordance with
it's terms. <<10 yr + old BK>>
An important notice concerning your rights is
included. <Federal disclosures> on reverse.
New Accounts Dept.
No mention of them pulling a credit check.
So much for AMERICAN DISTRESS.
NO LOSS, last month I received over 32k in
new credit lines from Prime Visa, MC issuers.