Ok, my mother added me to the following: Chase 22k credit limit $0 Balance Opened 1990 National City 28k credit limit $0 Balance Open 1981 Citibank 15k credit limit $5k Balance Open 2002 Citibank 8k credit limit $0 Balance Opened 2001 BofA 5k credit limit $3k Balance Opened 1996 MBGA JcPenny 2k credit limit $0 Balance Open 1988 First USA 9k credit limit $0 Balance Open 1999 Do all these report to credit bureaus for AU's? Also she has these other cards: Lord and Taylor Home Depot Limited Express Do these three report to the credit bureau's for AU's also? If they do I will have her add me as AU. Also... Do you think my scores should raise much with all these accounts be added as AU's on my credit bureaus?
When you are added as the AU, be straight with them. Ask them who they report to and what they report.
I have been straight with all the creditors. Intresting enough each one says they do not report AU's to the credit bureaus. I know for a fact that is misinformation. I still had my mom add me anyway. Citibank said they do not report AU's ( Wrong !) First USA said the same thing. Bla Bla Bla Most said either they don't report AU's or they just don't know... Thats why I am asking the you guys. First hand information from people that have been added as AU's on the above accounts please respond. Thanks....
Hi, Citi, Chase, BofA definitely report AU to the credit bureaus. Will personally vouch for Citi and BofA. Lord and Taylor does too, no idea about Home Depot, and don't even know what is Limited Express -- lakpr