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  1. #1
    here again is offline Junior Member
    Join Date
    Jul 2004
    Posts
    28

    Another newbie needs advice

    Lost my job what a mess. Used to have A1 credit. Had to stop paying all my credit cards. Have one judgement filed against me now with more to come I am sure.
    Can credit card debts turn into judgement liens on my home? If so, how long after a judgement is granted would the company wait to do this or any other action?

    I live in Ohio and the property is in my name as well as my mother's. I drive a 1988 car and have no assets other than the house.

    Some sites say they can take my home, others say they can't touch it. I am at a loss.

    Thanks for any advise.

  2. #2
    lbrown59 is offline Senior Member
    Join Date
    Feb 2001
    Posts
    17,876

    Another newbie needs advice

    /
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Special for newbies ------ Read these links
    http://consumers.creditnet.com/strai...243#post410243
    *** Victims of Credit Reporting ***
    http://members.aol.com/victcrdrpt/Score.html

    They never take it off the report when we make it right so why should we take it off the docket when they do?

  3. #3
    here again is offline Junior Member
    Join Date
    Jul 2004
    Posts
    28

    Another newbie needs advice

    Your reply did not answer my concerns.

  4. #4
    Shanyl is offline Senior Member
    Join Date
    Jun 2004
    Posts
    570

    Re: Another newbie needs advice

    Originally posted by here again
    Your reply did not answer my concerns.
    No, it didn't answer it but LB was just trying to bump up your post so that it would be near the top in the morning when more CN'ers (lol...ahem...) are online.

    Hang tight till the morning.... well LATER morning when more are online to see your post.

    Welcome aboard ......
    Shanyl

    "Motivation is like a fire; unless you add fuel, it goes out."

  5. #5
    here again is offline Junior Member
    Join Date
    Jul 2004
    Posts
    28

    Re: Another newbie needs advice

    Bumping to top.

  6. #6
    lbrown59 is offline Senior Member
    Join Date
    Feb 2001
    Posts
    17,876

    Re: Another newbie needs advice

    Another newbie needs advice
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Special for newbies ------ Read these links
    http://consumers.creditnet.com/strai...243#post410243
    *** Victims of Credit Reporting ***
    http://members.aol.com/victcrdrpt/Score.html

    They never take it off the report when we make it right so why should we take it off the docket when they do?

  7. #7
    lbrown59 is offline Senior Member
    Join Date
    Feb 2001
    Posts
    17,876

    Re: Re: Another newbie needs advice

    Originally posted by here again
    Bumping to top.
    Come on folks help him out.
    He won't get any help over on : http://www.fair-debt-collection.com/forum: That Board's dead !



    http://www.send4fun.com/telephone.htm

    ******************************************************
    NEW MEMBERS READ THIS.
    http://consumers.creditnet.com/strai...243#post410243
    *******************************************************
    >
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Special for newbies ------ Read these links
    http://consumers.creditnet.com/strai...243#post410243
    *** Victims of Credit Reporting ***
    http://members.aol.com/victcrdrpt/Score.html

    They never take it off the report when we make it right so why should we take it off the docket when they do?

  8. #8
    credit6949 is offline Senior Member
    Join Date
    Jun 2004
    Posts
    154

    Re: Re: Another newbie needs advice

    Is there a mortgage on your home? If not just deed your interest over to your Mom.

    If there is a mortgage see a lawyer about putting the property in a trust.

    Creditors don't pursue a lien against your property unless there is equity. Did you ever file a homestead to prevent this? If not it's too late now because the debt has been incurred.

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