Apply for mortgage question.
what are your scores...
i have found many of the major lenders are much more score driven now a days..
as long as you have no mortgage lates, nod (foreclosure) or bankruptcy..
if you have an outstanding collections charge offs they usually will ask or make you pay them...
If you feel comfortable enought to purchase some property with you financial situation then I suggest that you start looking into..
research your credit scores (myfico.com)
anything over 620 is usually considered a paper though you many not qualify for the lowest rates..
if you score is less dont fret there are alot of good sub prime programs now...
Start calling mortgage brokers or banks tell them your situation they should be able to give you an accurate idea of where you stand based on their lending critieria...
EQ 737 fico
TU 739 fico
TU 690 fako
Eloan 702 fako
EX 656 fico ?????
EX 704 fako