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  1. #1
    hunzi1 is offline Junior Member
    Join Date
    Nov 2002
    Posts
    39

    Approved for Visa Signature at 615

    I was approved for a United Airlines Visa Signature card with no-preset limit with a score of 615.

    They pulled TU for me.

    I have 1 open collection from 1998 for $400.00
    I have another paid collection from last year.

    I am 75% in ultization.

    www.unitedairlines.com

    Recieved 15k in miles after my first purchase.

    For a Signature card it was easy to get.
    Bank One rep said that Visa from United Airlines is the easiest to get. So I tried.

    Approved Online !!!

    Good Luck all !!!!

  2.  
  3. #2
    hunzi1 is offline Junior Member
    Join Date
    Nov 2002
    Posts
    39

    Approved for Visa Signature at 615

    Oh BTW the limit was 5k plus no -preset limit

  4. #3
    Mongrol is offline Senior Member
    Join Date
    Oct 2003
    Posts
    416

    Approved for Visa Signature at 615

    I just applied, and it said that I have to wait 30 days to hear from them... whats up with that? did you?
    11-25-03 TU 485-EX 564-EQ 532 FICO
    6-12-04 TU- 623 EX- 642 EQ- 617 FICO
    7-15-04 TU- 632 EX- 656 EQ- 624 FICO
    8-11-04 TU- 620 EX- 624 EQ- 607 FICO
    9-23-04 TU- 616 EX- 557 EQ- 638 FICO
    10-12-04 TU- 620 EX- 557 EQ-582 FICO
    7-14-05 TU- 615 EX- 639 EQ-612 FICO
    Chap 7 03/2008 DIVORCE
    4/6/14 TU-699 EX-644 EQ-644 FICO

  5. #4
    Mongrol is offline Senior Member
    Join Date
    Oct 2003
    Posts
    416

    Approved for Visa Signature at 615

    called them up and was DENIED!!!!
    11-25-03 TU 485-EX 564-EQ 532 FICO
    6-12-04 TU- 623 EX- 642 EQ- 617 FICO
    7-15-04 TU- 632 EX- 656 EQ- 624 FICO
    8-11-04 TU- 620 EX- 624 EQ- 607 FICO
    9-23-04 TU- 616 EX- 557 EQ- 638 FICO
    10-12-04 TU- 620 EX- 557 EQ-582 FICO
    7-14-05 TU- 615 EX- 639 EQ-612 FICO
    Chap 7 03/2008 DIVORCE
    4/6/14 TU-699 EX-644 EQ-644 FICO

  6. #5
    Mongrol is offline Senior Member
    Join Date
    Oct 2003
    Posts
    416

    Approved for Visa Signature at 615

    got pissed and applied for a Macy's card... APPROVED initial limit 100 but will require review for more... (humm... maybe 4 or 500 bucks)

    applied for Kay Jewelry card... waiting for review...

    applied for Home Depot... DENIED

    applied for Target 200 bucks


    I live in Jersey... Will post what bueraus they pulled from when I find out tomorrow am when I pull PG
    11-25-03 TU 485-EX 564-EQ 532 FICO
    6-12-04 TU- 623 EX- 642 EQ- 617 FICO
    7-15-04 TU- 632 EX- 656 EQ- 624 FICO
    8-11-04 TU- 620 EX- 624 EQ- 607 FICO
    9-23-04 TU- 616 EX- 557 EQ- 638 FICO
    10-12-04 TU- 620 EX- 557 EQ-582 FICO
    7-14-05 TU- 615 EX- 639 EQ-612 FICO
    Chap 7 03/2008 DIVORCE
    4/6/14 TU-699 EX-644 EQ-644 FICO

  7. #6
    Mongrol is offline Senior Member
    Join Date
    Oct 2003
    Posts
    416

    Approved for Visa Signature at 615

    applied for a aspire visa card... approved 300 dollar limit

    applied for a citgo gas card... approved 200 dollar limit
    11-25-03 TU 485-EX 564-EQ 532 FICO
    6-12-04 TU- 623 EX- 642 EQ- 617 FICO
    7-15-04 TU- 632 EX- 656 EQ- 624 FICO
    8-11-04 TU- 620 EX- 624 EQ- 607 FICO
    9-23-04 TU- 616 EX- 557 EQ- 638 FICO
    10-12-04 TU- 620 EX- 557 EQ-582 FICO
    7-14-05 TU- 615 EX- 639 EQ-612 FICO
    Chap 7 03/2008 DIVORCE
    4/6/14 TU-699 EX-644 EQ-644 FICO

  8. #7
    trina is offline Senior Member
    Join Date
    Jan 2002
    Posts
    150

    Approved for Visa Signature at 615

    Did they give you any details on their criteria? Is income a big factor? I have been turned down for cards with ALOT less prestige than a signature, with scores 669-682, at 55% util. Give a girl some hope.
    Journey began 10/02
    EXP=650-->652 11/02->646 12/02-->638 9/03
    EQ=627---> 645 11/02->619 12/02-->653 8/03
    TU=608-->628 11/02->647 12/02 (go figure)

  9. #8
    Geo
    Geo is offline Senior Member
    Join Date
    Dec 2000
    Posts
    1,164

    Approved for Visa Signature at 615

    BankOne and/or First USA has denied me since i have memory (5 or 6) times and all my scores are over 720 and lowest card is 5.5 k.

  10. #9
    Mongrol is offline Senior Member
    Join Date
    Oct 2003
    Posts
    416

    Approved for Visa Signature at 615

    here is who pulled what yesterday (This is in Jersey)

    EXPERIAN - STERLING INC Jewelers May 27, 2004

    EQUIFAX - CB&T National Credit Card Cos.May 26, 2004

    EXPERIAN - MACY/FDSB Miscellaneous Department And Variety Stores May 26, 2004

    EXPERIAN - CITGO/CITI Oil Company Credit Cards
    May 26, 2004

    TRANSUNION- CBUSA Home Furnishing May 26, 2004

    Looks like Homedepot denied me on my TU score

    I might be getting the Kay Jewelers since they pulled EXP and its my highest....

    Just looked at my PG fako scores and I went down

    4 points on Equifax
    1 or 2 on TU
    3 on EX
    11-25-03 TU 485-EX 564-EQ 532 FICO
    6-12-04 TU- 623 EX- 642 EQ- 617 FICO
    7-15-04 TU- 632 EX- 656 EQ- 624 FICO
    8-11-04 TU- 620 EX- 624 EQ- 607 FICO
    9-23-04 TU- 616 EX- 557 EQ- 638 FICO
    10-12-04 TU- 620 EX- 557 EQ-582 FICO
    7-14-05 TU- 615 EX- 639 EQ-612 FICO
    Chap 7 03/2008 DIVORCE
    4/6/14 TU-699 EX-644 EQ-644 FICO

  11. #10
    Mongrol is offline Senior Member
    Join Date
    Oct 2003
    Posts
    416

    Approved for Visa Signature at 615

    Just wondering... how much will STORE cards increase my FICO?

    I know it will initially may be lower since there is more open new accounts, however the majority of INQS were done on experian where I have over 30 inqs (If I am under 20 inqs my score will go up) and the drop I saw was minimal on pg...
    11-25-03 TU 485-EX 564-EQ 532 FICO
    6-12-04 TU- 623 EX- 642 EQ- 617 FICO
    7-15-04 TU- 632 EX- 656 EQ- 624 FICO
    8-11-04 TU- 620 EX- 624 EQ- 607 FICO
    9-23-04 TU- 616 EX- 557 EQ- 638 FICO
    10-12-04 TU- 620 EX- 557 EQ-582 FICO
    7-14-05 TU- 615 EX- 639 EQ-612 FICO
    Chap 7 03/2008 DIVORCE
    4/6/14 TU-699 EX-644 EQ-644 FICO

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