I know that there are several people here from Texas that has had bad dealings with RJM Acquisitions. RJM could care less about our rights, much less the various letters we send them. As most of you already know, Texas requires all “Third Party Debt Collectors” to have a surety bond on file with the Secretary of State. RJM Acquisitions does not have the required bond on file, and therefore they are acting illegally by attempting to collect on debts in the Texas. If you have had dealing with them in the past, please take a moment to fill out a simple online complaint form with the Attorney General against RJM Acquisitions for not having posted the required surety bond. This company is VERY unscrupulous and they need to be taught a lesson. They have total disregard for everybody’s rights and feel that the FDCPA, FCRA, and State laws do not apply to them. If the Attorney General receives 1 complaint today, he might look into it, but if he receives 5, 10, 15, or 25 he will look into it. It will only take a few minutes of your time, and it might not only help you, but others as well. I will post the link to the online complaint form, and all of the required RJM information. I will post this on several credit boards today in hopes of generating as many complaints as possible.

http://www.oag.state.tx.us/consumer/complain.shtml

RJM Acquisitions Funding LLC
575 Underhill Blvd.
Suit 224
Syosset, NY 11791

Telephone: 516-714-1350

Thanks for the info, I am in tx and have them on my credit, only problem is that we have already made payment arrangements with them the acct is only $182, and I need it paid off for mortgage purposes, any suggestions since I have already made my first payment? I also realized they are collecting for a co that is not even showing on my cr anymore because SOL has expired. Any suggestions?

Soory James5150, wasn't trying to hijack your thread, but if you have any advice for me can you email me at kcook18@hotmail.com Thanks!

I received a letter from these jokers on 10-16-06 trying to collect on a 15 year old debt. In June, I received a letter from First National Collection Bureau, INC., Sparks, NV, trying to collect the same debt on behalf of RJM. I sent an expired SOL letter to FNCB. I am now sending one to RJM along with the correspondence sent to FNCB. I have also called the Texas Sec of State to see if RJM has posted their surety bond. Any agency doing collections in Texas must post a $10,000.00 surety bond. NO! So, I will also be filing a complaint with the TX AG and the FTC. The number to verify the surety bond of a company in Texas is 512-463-6906.

I am amazed and appauled that the state of Texas has not shut down a company that has defied their surety bond requirement. The bond is required to protect the public from companies like this breaking state industry rules.


In my experience with other state departments, a company operating without a bond is shut down the day the bond is not active. Any news as to whether or not your calls have had any effect?

Granted, I'm a total newbie, but I don't think Texas has the right or the power to shut down a company based in NY (see the address in the OP). The best they could do would be to bar them from conducting business in TX, which should include collection attempts against anyone in TX. If they fail to comply, all TX can do is take them to court and possibly get damages.

Or am I missing something?

__________________
TC FAKO's:
3/31/07 5/3/07 5/5/07 6/4/07 6/6/07 7/1/07 7/5/07 8/1/07 8/14/07 8/30/07
EX 533 __ 558 __ 558 __ 551 __ 551 _ 551 __ 558 _ 569 __ 569 __ 569
EQ 540 __ 573 __ 581 __ 585 __ 585 _ 585 __ 601 _ 609 __ 606 __ 684
TU 552 __ 576 __ 583 __ 596 __ 603 _ 611 __ 618 _ 616 __ 625 __ 625

myFICO's:
5/5/07 5/25/07 7/2/07 8/14/07 9/14/07 10/20/07
EX 626 __ 606 __ 616 __ 619 ___ 603 ___ 613
EQ 536 __ 542 __ 571 __ 576 __ 647 ___ 657
TU 591 __ 587 __ 611 __ 614 ___ 629 ___ 640

That is correct. TX can not shut the company down, the only thing they can do is bar them from collecting in the state, and collect damages if allowed.

I have to deal with them for some stupid $46 debt that is indeed NOT MINE and they are total A**H****! Unfortunately I am in Illinois. *running to check the Illinois Sec or State site about these jerks*