Bankruptcy entries and verification

Discussion in 'Credit Talk' started by longhair, Aug 4, 2002.

  1. longhair

    longhair Active Member

    Up until about 6 months ago, I was getting some Bankruptcy entries deleted regularly. The Bankruptcy public record entry on the report itself was deleted, but there remained some 'included in bankruptcy' accounts.

    On Equifax, Ive noticed a change from there 'RESULTS OF INVESTIGATION' letter they send out to people. The first time you dispute a BK, it seems like you geen something like:

    We have RESEARCHED the bankruptcy.
    Equifax verfied that this item belongs to you.

    On the next dispute, it says:

    We have REVIEWED the bankruptcy informantion.
    Equifax verified that this item belongs to you.

    Does anyone know what the differance is in RESEACHED and REVIEWED? Although I have had one time were a person's BK was deleted when it said REVIEWED, I havent seen a BK removed in over 6-7 months. I think they must have changed their verification process. Any comments/suggestions ?
     

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