Received a summons today, I‚??m being sued for a car by Ford Motor credit in 6 days. The total they are suing for is 9719.63 and costs. I am at my wits end. I am the only one working right now. My husband had a major medical problem a year and a half ago. He is not working, has no money coming in, and probably will not be back to work anytime soon. I owe the money but there is no way I can afford to repay that right now and if my wages are garnished I don‚??t know how we would live. A couple of months ago they offered to settle for $5000 dollars which was a good offer but they wanted the money then and I just didn‚??t have it. Any chance I can make a deal with the lawyer handling this? If they garnished my wages it would take forever to pay this off. Can anyone offer any advice?