Best Citi AAdvantage Interest Rate

Discussion in 'Credit Talk' started by Buckets, Feb 19, 2003.

  1. Buckets

    Buckets Well-Known Member

    If you have the Citibank AAdvantage MasterCard and don't mind saying, what interest rate do you currently have? I am trying to get a feel for the lowest interest rate available for this card right now. Any and all help would be appreciated.

    Buckets
     
  2. Geo

    Geo Well-Known Member

    You know that you can upgrade it to Platinum Select or Dividend Plat just calling them. Don´t you?
     
  3. EdG

    EdG Well-Known Member

    9.9 Fixed
     
  4. Buckets

    Buckets Well-Known Member

    But what is the annual fee and interest rates on a Platinum Select or Dividend Platinum? I'm currently paying $50.00 per year and seeing a whopping 14.74% interest rate. It's getting to be that time of year where I hit them up for a lower annual fee and a lower interest rates. Is 9.99% the lowest you've seen?

    Buckets
     
  5. GEORGE

    GEORGE Well-Known Member

    MILEAGE CARDS should only be used for MILEAGE!!!

    Don't pay interest on it EVER!!!

    Pay in full every month!!!
     
  6. Buckets

    Buckets Well-Known Member

    I don't pay interest...trust me. But I still hate looking at that 14.77% interest rate on my statement every month. I guess I'm like you in that way, George. Your credit limit can never be high enough and my interest rates can never be low enough. :)

    Buckets
     
  7. GEORGE

    GEORGE Well-Known Member

    If you have some MAJOR charges...BT from your BofA @ 4.25% if you have one...
     
  8. daveberk

    daveberk Well-Known Member

    My Citibank AA World card is 8.15 variable. I negotiated it down in stages from its original 19.4 back in 2000.
     
  9. Geo

    Geo Well-Known Member

    Do you need the AA miles?. Or you prefer a lower int rate and no anual fee. If it is...just do the upgrade
    to plat select or Div plat (or whatever citi card you want.) They will decrease the inter rate to 10% or 9 something and credit the anual fee.
     
  10. Jon

    Jon Well-Known Member

    Like daveberk my interest is also 8.15 variable. I thought it was 8.65 but guess it recently went down to 8.15. I have the AAdvantage World 'Gold level' card. My interest rate was higher at one point and I asked for a reduction, though I usually do not carry a balance on that card. I have citi zero percent for that.
     

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