Last week I called the 1-800 number on the back of my Target Guest Card for a credit line increase. I have had the account for 1 year (perfect pay history)and the system declined the increase. Today I get a letter from target saying they pulled Experian. If I would have known that they would have pulled a report I would have not requested the increase as I don't want any more inquiries. Oh well, I guess Target card $200 limit is going to sit in the sock drawer for a long time.