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Thread: Blacklisted!

  1. #1
    Join Date
    Jul 2002
    Posts
    1,289
    Upon Nave's suggestion. I'm starting a thread about which CC's do/don't blacklist you for chargeoffs, bankruptcy, how long, if ever, before they let you back on, etc.
    Please list which one's you know of, so that it can be added to the Faqs page.

    Thanks,
    humblemarc

  2.  
  3. #2
    BigH Guest

    Re: Blacklisted!

    Citibank 10yrs post B
    Sears - Forever
    Amex 7yrs, Charge Credit?

    This is my experience only. Others may differ.

    H

  4. #3
    Join Date
    Jul 2002
    Posts
    697

    Re: Blacklisted!

    You mean I can never have a Sears card again?

  5. #4
    Join Date
    Mar 2002
    Posts
    858

    Re: Blacklisted!

    Retailers National Bank Visa
    Target Guest Card
    Began this quest 8/01. Now:

    Me:
    EQ 420 ===> 775 3 Negs
    EX 445 ===> 723 4 Negs
    TU 405 ===> 831 Clean!

    HUBBY:
    EQ 450 ===> 794 - Clean!
    EX 473 ===> 749 - 3 Negs
    TU 501 ===> 876 - Clean!

  6. #5
    Join Date
    Aug 2002
    Posts
    801

    Re: Blacklisted!

    sears will blacklist you forever if you had a chargeoff with them?
    Would'nt it be hard to add specific cards to a list since we really don't know 'for sure' that they really blacklist people?
    -mark
    "more fuel for the fire..."

  7. #6
    Join Date
    Nov 2001
    Posts
    1,231

    Re: Blacklisted!

    I think we should black list sears.
    fighting the good fight

  8. #7
    Join Date
    Nov 2001
    Posts
    931

    Re: Blacklisted!

    Originally posted by jrjr35
    I think we should black list sears.
    Yes. Except for their Craftsman tools.

  9. #8
    Join Date
    Jul 2002
    Posts
    1,289

    Re: Blacklisted!

    okay, so Sears is on the list.
    Amex as well.

  10. #9
    Join Date
    Mar 2002
    Posts
    858

    Re: Blacklisted!

    It seems Amex does that, but I know, as a living breathing bankrupt AMEX cardholder example, that they do not drop you when you file for bk necessarily. I didn't owe them anything, so they weren't included or even notified. They do, however, know because they pulled a credit report in error over a year ago.
    Began this quest 8/01. Now:

    Me:
    EQ 420 ===> 775 3 Negs
    EX 445 ===> 723 4 Negs
    TU 405 ===> 831 Clean!

    HUBBY:
    EQ 450 ===> 794 - Clean!
    EX 473 ===> 749 - 3 Negs
    TU 501 ===> 876 - Clean!

  11. #10
    Join Date
    Jul 2002
    Posts
    490

    Re: Blacklisted!

    Originally posted by LisaMc
    Retailers National Bank Visa
    Target Guest Card
    RNB will black list you until you pay the charge off account then you can reapply in 90 days and will have been removed from the "black list"
    Would you like a free iPod, check out my home page.

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