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Re: Boosting scores for mortgage app
I lied about nothing on my loan app. Because it was a Stated Income, very little documentation was needed. They pulled my credit, called my work to verify employment, and that was pretty much it. If I had been asked to list every debt, I certainly would have included the CL on it. But, I wasn't asked. The CL could have been reporting in time, and I still would have qualified. The mortgage broker told me "Don't worry about it, your scores are good enough". I just wanted an extra margin on the scores.
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