Quote:
Originally posted by G. Fisher
Are they so jaded that they think the credit reporting system is so screwed-up that real accuracy is impossible, so they just throw in the towel and join the dark side?
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If I may be so bold as to answer this question for the group, yes this credit reporting system is so screwed up that real accuracy is at the least very near impossible. When one group is allowed to place anything on anyone’s credit report and it is taken as fact until the party described in that credit report disputes the validity of that information. And even then the person who’s report is not accurate is forced through a litany of hoops to simply get the information reported correctly this system is set up under guilty until proven innocent mindset.
Greg you are the almighty preacher of accuracy, do you dare to espouse that all three of your credit reports are one hundred percent accurate? Has every trade you have made in the last seven years reflected completely correct? And are the balances shown on your revolving accounts absolutely correct?
If the banks and lending institutions can use these inaccuracies to their advantage, i.e. higher rates, or closing accounts of good customers based on credit reports not on account history. Tell me why we ask participants in this flawed system should not take the same advantages when we find opportunity?
As a Sales Manager once told me, when I was selling cars for a living “are you selling or buying? You need to figure out whose side you want to be one because you can’t be on both!” I would like to ask you to do the same you are obviously articulate and most likely intelligent and could prove yourself a valuable resource to this community, why do you insist on wasting your time and the time of members of this board attacking the tactics of others? If you do not agree with someone’s methods, you should simple not employ those methods. I beseech you to stop being so antagonistic.