Please excuse my ignorance. I just found this forum and know next to nothing but am hoping for some help.
I got a "notification of judgement filed" from the Employment Development Department for $1700. I thought i was making payments...(long story), turns out I was late with my payments.
I called and they said they wont vacate the judgement even if I pay the whole thing now. it was filed on Nov 7, 2007.
I have Identity theft so my credit is already horrendous. This is going to make it really bad! Its not on my credit report yet, is there any way I can keep it off now? They set up a new payment plan with me, but I think I could borrow the money if that will keep it off the credit report.
But, I dont have much money so I dont know if I can get a lawyer, unless it was a one time flat fee or something(I dont know how all that works).
How badly wiill this affect me? Does anyone know? And is there ANY way to keep it off the report that anyone knows of? Like if I pay it off now, maybe they wont report it or something???? Any help is greatly appreciated!!