California Franchise Tax Board (CA FTB) Offer in Compromise I'd first like to announce that some dreams DO come true with the IRS. I have been on disability for 2 years for bi-polar illness. I bought some software mainly for IRS OICs used by CPAs and did my own IRS OIC and they accepted $1750 for a $92,000 tax debt from 93, 94, 95. Luckily, I don't seem to have a lien anymore (did years ago) on my credit record from them. I am now dealing with a CA FTB OIC. My original tax was $2950 and the lien for $12K went on my record in 1996 for taxes for 94, 95, 96. Last week they offered $3000 as if he could talk his manager into it (typical good guy/bad guy negotiation). After leaving a message that the IRS accepted my OIC for 2 cents on the dollar, they came back and thought he could do $1,350 or just make me a "hardship case" and call the debt uncollectable. When asked how long the lien would stay of my credit record, he said forever and I've read on this discussion group that it should only be for 10 years. JK Harris guy had told me that when an IRS OIC is accepted, the state should do 7% of the tax due. My questions: 1) How long would this CA lien stay on my credit record if unpaid? (Lexington Law did a good job removing most stuff for me, but the lien remains and I've stopped service for now.) 2) How much do you think I should negotiate for on this debt...or is the $1,350 offer I should take a run? 3) Has anyone done a deal with them whereby you send a check for half of the debt, postdate for the rest and get an agreement that the lien will be withdrawn before cashing the other half of the debt check? Is there some specific language I should ask the guy regarding what he will agree to in writing regarding withdrawal/release of the lien...something where it is a Positive or gone, rather than $11k lien, paid in full for 7 years.
