Can Anyone Shed Some Light On Community Property States & Unsecured Debt?

[DanaF]

If there are no assets in my name and I've got debt collectors coming after me....can they go after the assets in my husband's name?

tia

[phantom]

Seems like they can if they are so inclined.

http://www.bcsalliance.com/y_debtFAQ_olddebt.html

>>I am married but have a credit card that is in my name only, which I have recently defaulted on. Can a creditor or debt collector go after my spouse for repayment of this debt even though his name isn't listed on the credit card?

Yes, marriage is like a partnership with each of you jointly liable for any debts incurred during the marriage. It doesn't matter if your spouse is or isn't listed on the card as a joint accountholder, he or she can still be sued, have his wages garnished, etc., just as if he incurred the debt.<<

Currently, the following states are community property states:

Arizona
California
Idaho
Louisiana
Nevada
New Mexico
Texas
Washington
Wisconsin