I have a lot of violations for the lawfirm of the OC that is a paid repo. I'm trying to find some for the OC also. The OC pulled my CR twice before the repo was paid. I know an OC has that authority but can they do it under another business name even if they have the same owner without disclosing the name to the CRA? I know the FDCPA says if a report is resold the end-user has to be disclosed to the CRA. Does that apply if the report wasn't sold but just given? One more thing, the inquiring name is the dealership but the car was purchased 5 years ago. When I asked the EQ rep if there were any end-users she said no and a dealership can pull my report even 10 years later if I ever filled out a credit app with them before.... Any advice?
I would read the law on that! I find that too hard to believe! I would then have to add a line to their application to state, you may pull only 1 bureau and on the data signed.
Thanks! Do you know where I could find a law/statute that specifically states that? Right now my claim is written and ready to go. If I have that information, I'll be able to get the OC again but under it's alias! Oh, and thanks for the bump!
