Capital One credit line increase?
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  1. #1
    Join Date
    Jan 2003
    Posts
    10

    Capital One credit line increase?

    I paid on time for a whole year and just got my first increase for $100? That's it? What's going on here?


  2. #2
    Join Date
    Jan 2003
    Posts
    317

    Capital One credit line increase?

    LOL from what I hear Cap1 is very stingy w/ their increases. I had the secured card for almost 2 years and never got an automatic increase, I just called them last week and they gave me a 250CLI on one card and I had the interest dropped on another.

  3. #3
    Join Date
    Nov 2002
    Posts
    684

    Capital One credit line increase?

    I got a $100 increase back last august. I tried to get another the first part of February but was turned down due to not having the account open for a full year. I just got a denial, no hard INQ than goodness.

    I decided to call crapital one's "R" dept the other day. The guy said crapital one is not giving out hardly any credit limit increases at the moment, and he couldn't authorize extending me another CLI, but he did waive half of the $59 membership fee. I think his hands may have been tied because of the policy on extending credit limits.

    Anyhoos, Feb 25th I'm supposedly eligble for another CL increase. I will try it again then.
    "Good credit is sexy... and bad credit is profitable!" ©2004 Dixiedrifter

  4. #4
    Join Date
    Apr 2000
    Posts
    6,494

    Capital One credit line increase?

    Someone is b.s.ing you. I just got an increase 1 1/2 weeks ago.

  5. #5
    Join Date
    Nov 2002
    Posts
    734

    Capital One credit line increase?

    Existing cardholders in good standing are eligible for CLI's every 8 months (Used to be 4-6 months). New cardholders (NOT secured) have to wait 12 months for the first CLI.

  6. #6
    Join Date
    Mar 2000
    Posts
    2,729

    Capital One credit line increase?

    Capital One Gold MC got increase every 6 months and each time they increase $200. By the way, I cannot get increase for my Kmart MC.


    Ron.

  7. #7