I was wondering how hard it is to get this card? I remember hearing a while back it was pretty hard to get, but it sounds like it's become easier to get. Being 18 in less than a month, I want to get a card with a good fixed rate, and 8.9% is pretty darn good. Let me know what you think the general qualifications are. I graduate on the 26th of May too, so this is a pretty exciting time!