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  1. #1
    djdavisla is offline Junior Member
    Join Date
    Dec 2008
    Posts
    27

    Certified letters. any good reason to accept

    thank you everyone just wondering, i have gotten notices , i know must be from creditors or mtg companies, is there ever a good reason to go to the post office or accept and sign from postman. i know its just delay , but everyday, presents new advice , opportunities, so the longer the delay the better right? does it not force the company to have to get you served?any danger in this practice? i always send things CERT OF MAIL, so it does not have to be signed for and I send it twice and that holds up in court, it shows you walked it to the post office twice and paid to have it sent, hard to dispute you did not get it.

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  3. #2
    greg1045 is offline Senior Member
    Join Date
    Aug 2007
    Posts
    881
    Well. if you don't sign for it and pick it up, the PO will ultimately send it back to the original sender with the comment "Refused". that will give any credtor ammunition to run to court and get a default judgment against you.

  4. #3
    djdavisla is offline Junior Member
    Join Date
    Dec 2008
    Posts
    27

    I do not believe y our info is correct

    others have told me they have to spend the money to get your served, anyone else know more about this ? thank you

  5. #4
    ccbob is offline Senior Member
    Join Date
    Feb 2007
    Posts
    1,157
    Depends on the court and the jurisdiction.

    For example, to serve you in small claims court, a certified letter is sufficient.

    But, I agree with greg1045. Hiding your head in the sand is a good way to get kicked in the butt. If you are being served, you don't want to find out the hard way after they are awarded a summary judgment and they come after your bank account(s).

  6. #5
    jjgross is offline Senior Member
    Join Date
    Jun 2008
    Location
    tulare ca.
    Posts
    1,291
    Quote Originally Posted by ccbob View Post
    Depends on the court and the jurisdiction.

    For example, to serve you in small claims court, a certified letter is sufficient.

    But, I agree with greg1045. Hiding your head in the sand is a good way to get kicked in the butt. If you are being served, you don't want to find out the hard way after they are awarded a summary judgment and they come after your bank account(s).
    If you don't pjck it up you assumed it's from a collecter.Or like me it was a 500 dollar check from the state of Nevada.You need to pick up the mail.Better to know your getting sued than to have to plan at the last minute to go to court and try to defend yourself.
    jjgross* The answer my friend is written on the wind

  7. #6
    djdavisla is offline Junior Member
    Join Date
    Dec 2008
    Posts
    27

    ok, thanks guys

    ok, thanks , sometimes so overwhelmed, i finished 10 of 14 loan modifications, i was on a high, finishing two others, and between two lenders filing notices of default i just got so almost ready to throw in the towel, but i am recharged, i will start again tommorrow, have not had to pay an attorney yet, but seems like that time is getting close, i will see what i am being sent, thanks . have a good weekend

  8. #7
    charityg is offline Member
    Join Date
    Sep 2002
    Posts
    88
    i hid my head in the sand and now i have people beating on my door and shining flashlights in my windows to serve a summons.

    I'm scared to death and I have no idea what to do.

  9. #8
    uwss is offline Newbie
    Join Date
    Mar 2009
    Posts
    8

    re: certified letter

    If you do not accept it, it is the same as if you signed for it. Better to know what is in it then to not know. A friend of mine did this and got a judgement against him. Always sign for the certified letter and then respond. Be proactive, sticking your head in the sand, does what ?

  10. #9
    apexcrsrv is offline Registered User
    Join Date
    Nov 2006
    Posts
    2,558
    Refused - Default Judgment in the overwhelming majority of jurisdictions.

  11. #10
    Dumb Bob is offline Senior Member
    Join Date
    Dec 2007
    Posts
    494
    Quote Originally Posted by greg1045 View Post
    Well. if you don't sign for it and pick it up, the PO will ultimately send it back to the original sender with the comment "Refused". that will give any credtor ammunition to run to court and get a default judgment against you.
    They won't get a default judgment if you don't accept a certified letter, they'll get that if you ignore a summons and complaint.

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