CHASE 0.00% BT TILL 08/01/2003

Discussion in 'Credit Talk' started by GEORGE, Mar 22, 2003.

  1. GEORGE

    GEORGE Well-Known Member

    GUESS WHAT???? When the 0.00% BT is over on 08/01/2003...I GET "JACKED" TO 16.24%...


    LET ME SEE...$0.00 X 16.24% =...UHHHH $0.00!!!!!!!!!!!!

    IT IS IN THE SOCK DRAWER!!!

    I will use it a couple of times per year for $4 or $5 for the gas can...

    They said they "NOTIFIED" me...

    DID I LOOK AT THE BILL...NO, I PAY ON-LINE!!!

    I guess I need to open the bills anyway...
     
  2. GEORGE

    GEORGE Well-Known Member

    ANYBODY ELSE (with the 0.00% BT deal) GET THE CHASE JACK???
     
  3. luckymom

    luckymom Well-Known Member

    I think mine was 21% or so, but I paid it off in February. It had a huge default rate too. Got to read the fine print I guess ;)
     
  4. GEORGE

    GEORGE Well-Known Member

    YOU "JACK" ME~~I "JACK" BACK!!!
     
  5. allen074

    allen074 Well-Known Member

    how did you find out about the jacking?

    i called chase about my new card i got in dec

    its a plat - they lowered me to 2.9 until july and then 6% FIXED

    george - did you try calling r?
     
  6. GEORGE

    GEORGE Well-Known Member

    I found the "CHANGE IN TERMS" in the bill they were right, they did notify me...BUT THEY LOST!!!!!!!!!

    Should I call "R"...NO!!!!!!

    IT SAID EXPERIAN...DO I HAVE ANY "BADDIES" ON EXPERIAN???? NO!!!!!!!
     
  7. allen074

    allen074 Well-Known Member

    so what about people who turn off mailed statements - how do they know about the changes in terms?

    that is such bullshit
     
  8. rackt3

    rackt3 Well-Known Member

    Actually mine goes to 9.74% after july. Right now I'm at 2.99%
     
  9. GEORGE

    GEORGE Well-Known Member

    16.24% IS A JOKE!!!!!

    We did have 9.99% as our "UPPER LIMIT" that we would pay...

    TODAY MY "UPPER LIMIT" I PAY IS 5.90% (I would still pay 9.99% if I had to)...BUT NOT 16.24%
     
  10. rackt3

    rackt3 Well-Known Member

    Oops.. you were talking about BT's only. nevermind! :)
     
  11. allen074

    allen074 Well-Known Member

    rackt that was the deal i had - i called r last thursday and they lowered it to the 6.9fixed
     
  12. GEORGE

    GEORGE Well-Known Member

    The 0.00% expires 08/01/2003...SO THEY WILL BE PAID IN FULL BEFORE 08/01/2003!!!
     
  13. rackt3

    rackt3 Well-Known Member

    Re: Re: CHASE 0.00% BT TILL 08/01/2003

    how?? who did you talk to? what did you tell them?!
    I actually called last week (regular customer service), and I was told that the 9.74 is what they're offering me right now and they (at least the guy on the phone) can't/won't offer me a lower rate at this time. Could it be because I'm still in the 2.99% promotion, and not fixed yet.. so they won't negotiate until I become fixed?
     
  14. allen074

    allen074 Well-Known Member

    Re: Re: CHASE 0.00% BT TILL 08/01/2003

    i called this number:
    Chase [Special Dept.]: 1-800-345-8089

    i said i would like to know if my int rate could be lowered

    guy came back and said you are at 2.9% now

    i said but what about the go-to

    guy said - oh well lemme see what i can do

    ALWAYS while they are hitting keys, i make my "THIS IS WHAT I WANT STATEMENT"

    i said oh i heard there was a 6.9 fixed

    guy said oh yea lemme give you that

    i said OH YEA BABY

    guy said ok you are now on 2.9 until july then 6.9 fixed

    i said ok thank you very much you made my day

    click
     
  15. GEORGE

    GEORGE Well-Known Member

    Re: Re: CHASE 0.00% BT TILL 08/01/2003

    ON-LINE E-MAIL~~

    THANK YOU FOR RESPONDING ABOUT THE 16.24% INTEREST RATE.

    ALL THAT DOES IS MAKE ME PUT THE CARD IN THE SOCK DRAWER AND I WILL USE IT A COUPLE OF TIMES A YEAR FOR GAS IN THE GAS CAN FOR THE LAWN MOWER.

    YOU WILL NOT EVEN MAKE $0.01 IN INTEREST AT 16.24%

    IF YOU DON'T WANT MY BUSINESS...JUST HAVE THE GUTS TO SAY SO!!!


    YES I DID IT IN ALL CAPS!!!

    IT IS WAY PAST THE "OPT-OUT" DATE!!! ALL THEY CAN DO IS----->NOTHING!!!!
     
  16. rackt3

    rackt3 Well-Known Member

    Re: Re: CHASE 0.00% BT TILL 08/01/2003

    Thanks for the info. 6.9%?? wow! Gimme some of that! I think I'm calling them on monday
     
  17. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: CHASE 0.00% BT TILL 08/01/2003

    Somebody HERE has CHASE at 5.90%
     
  18. allen074

    allen074 Well-Known Member

  19. luckymom

    luckymom Well-Known Member

    Re: Re: CHASE 0.00% BT TILL 08/01/2003

    <double post>
     
  20. luckymom

    luckymom Well-Known Member

    Re: Re: CHASE 0.00% BT TILL 08/01/2003

    Good plan in any event.
     

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