I recently applied for a Citi Premeir Pass Elite Card and was denied for the reason..
"Too few satisfactory credit references were recorded on your credit bureau report"
Unfortunately.. this statement is accurate, but it is only because I really don't and have luckily never needed credit lines or loans.
I only have two accounts on my Credit Report
Wells Fargo Platinum Card with credit line of $3200 Est: 05/2006
Chase Platinum Card with credit line of $3500 Est: 01/2009
I have no negative marks on my report and my scores range from 750 - 790
To be honest, I don't need the card or any additional credit lines, but I travel a lot US and internationally, so I thought a travel card could be a good idea.
Should I go for reconsideration or due to my lack of credit references, would it be pointless? If so should I call or use Planet Feedback. I don't really want to waste another hard pull if they choose that route.
Is there a better travel card out there? I don't live near a major airport so many of my US flight cost well over $400 to fly out near home, so the complementary companion passes would be very useful.
Thanks for the advise.